It may come as no surprise that the Bay Area commute is one of the worst in the nation. Given the high cost of housing, many people who work in the Bay Area live outside of it. According to the Census Bureau, we have the most “mega commuters” …
Saving While Shopping: How to Plan Your Holiday Purchases
The holiday season can be a significant drain on your financial resources. Between buying gifts for others and fulfilling those long-awaited purchases on your ‘to-buy’ list, it’s easy to lose track of your budget and end the year with a near-empty bank account. Holiday spending itself keeps on …
The Secret to Fixing Poor Spending Habits: The Situation and the Solution
Your bank account is always dangerously close to being empty. You can’t seem to pay your bills when they’re due. Your financial debt is rising every day and you have no idea how to handle it. If this sounds like you, it’s time to take a hard look …
Personal Finance 101: Learning to Live in California for Under $40,000
If you’re like most people, you probably think that it’s impossible to live in California on a modest budget. To most people, it’s a place where only movie stars and athletes can live comfortably. Well, it’s time to ditch those preconceived notions. As of 2009, the median household …