Title Loans in Columbus, 31904
Finding Fast Title Loans in Columbus, GA
Quick Cash Title Loans in Columbus
If you are in a tough spot with money right now, you might be wondering who can help you get a quick cash loan. We know that money can be tight in Columbus, and it can be hard to make ends meet.
If you have emergency expenses or medical bills that need to be paid and your salary isn’t due yet, you might be able to use the value of a vehicle you own for a car title loan. Online title loans in Columbus are available for residents who own a car or other type of vehicle.
Feel free now to send in an online request for quick title loans in Columbus. Whatever time it is now – you don’t need to wait. We are ready to welcome your online title loan application anytime you send it!
Take the first step to solving your cash problems today!
Applying for Car Title Loans in Columbus
An easy way to get quick cash that you can use for unexpected expenses, credit card bills that are due, emergency medical situations or any other need is to send in an online loan application.
If you are the owner of a vehicle that has a decent amount of value, you are invited to apply online now for an auto title loan. An auto title loan will use your car’s value as loan collateral. Since title loans are secured by the value of your own vehicle, they are easy and fast.
If you’re ready to apply now, you can call one of our customer service agents, stop in at one of our Columbus, GA locations or apply online. Since you can begin an online application process anytime, they are very popular with residents of Columbus.
Begin Your Title Loan Application Now – Online!
If you’ve chosen the online application process, you’ll experience the fast and easy method of beginning your application process. Online borrowers can go to the 5 Star Car Title Loans website anytime they are ready to get a quick answer to their emergency cash needs.
Whenever is a good time for you, either day or night, open up our website. It is fine if you use a smartphone, a laptop or even a table. However you can connect to the internet is good.
The online application is short and to the point. You don’t need to fill in a lot of details about yourself because we don’t need them. Let us know who you are and what type of vehicle you want to use as loan security. With the details you give us, we can pre approve your request according to its value.
As soon as we’ve checked out your application, we can offer you a very fast reply.
After Pre Approval – Continuing the Final Title Loan Process
Filling out the title loan application and getting pre approval can be very fast. Quickly, you can find yourself in the final stages of your car title loan. There are a few documents that will be required to offer you a final approval with a title loan offer to sign.
Getting these documents ready will help your loan request to receive prompt and swift attention. If you’re not sure of any of the verification documents, you can always reach out to a 5 Star Car Title Loans representative for help.
Necessary documents for verification:
- ID with photo – This is needed to verify who you are. It’s important to confirm your identity before making a loan offer. The usual forms of ID are a driver’s license or an ID issued by your state.
- Your vehicle title – We’ll use this to ensure that your name is correctly spelled on the title, that you are the sole owner (without liens or partners) and that your vehicle is registered in Georgia. It will also help us confirm the exact worth of your vehicle.
- Information about your bank account – Most car title loan funds are sent to the borrower through a direct deposit. Direct deposits into your personal account are fast and give you access to the emergency funds without delay. Let us know your bank account number and the name of your bank.
- Verification of your place of residence – We need to know where you live in Georgia. Let us confirm this by seeing a utility bill in your name, a rental or sales contract or a credit card bill.
- Proof of income – It only makes sense that before we can offer you a car title loan or set a monthly payment amount that we must figure out how much you can afford. The easiest way for us to do this is by seeing your paycheck stub, your bank statements or some official documents regarding deposits made into your account.
Let’s get the ball rolling so you can get the quick cash you need for any purpose!
Bad Credit Applicants Welcome to Apply for Car Title Loans in Columbus
Do you have a bad credit history or a poor credit score? We know that life can be tough and sticking to a strict monthly budget is not always possible. From one day to the next it’s hard to know how much a loaf of bread will cost!
No matter how hard you try to keep your bills paid on time, it doesn’t take much to get a poor credit history. If you paid your bills late a few times or you got into a situation of owing too much, you could have a bad credit score.
Even though you probably cannot even think about getting an emergency loan from a traditional financial institution, such as a bank, you can be eligible for a quick title loan. At 5 Star Car Title Loans we use a more simple form of credit criteria. Rather than checking your past history, we take a close look at your financial picture today.
If you own a vehicle that is worth a lot of money, you are welcome to send us your title loan application today!
Valuable Vehicles for Securing Car Title Loans
Don’t be fooled by the term “car title loans.” Title loans in Columbus, GA can actually refer to several types of vehicles. If you have sole ownership of a vehicle that is worth good money, you are invited to apply now.
There are many types of vehicles that can be used for online title loan, but here are the most popular types:
- Car title loans.
- Motorcycle loans.
- Recreational Vehicle (RV) loans.
- Truck or big rig loans.
- Boat loans.
There can be other types of vehicles that are also available for use as loan collateral. Contact us today if you have questions about your specific vehicle.
Following the Title Loan Process
If your only experience with getting a personal loan is through a bank, credit union or private lenders, you might not be aware of how easy the title loan process is. Keep in mind that you don’t need to go anywhere to begin your car title loan! Everything is available online!
Here is a short summary of how title loans in Columbus, Georgia work:
- Apply from home or by calling our customer service reps.
- Get pre approval of your title loan applicaton
- Send in the necessary documents to measure your ability to pay and complete the process
- Get final approval with an offer
- Submit your vehicle title and sign the offer
- Get the cash and spend it as you want to
That’s the title loan process in a nutshell. Call our excellent customer service department with any questions!
Spend Your Cash in Columbus, GA
Now that you’ve been approved and you have cash in your account, you can choose to spend it at any business or location that you want to! If you have old bills that you want to pay off or stuff to fix in your house – it’s fine.
The money is yours to spend as you wish, with no limitations!
Here are a few of the uses our previous customers have mentioned:
- Sending in past due credit card payments
- Repay old loans and bills
- Helping out an elderly family member
In Columbus, GA, you can also take part in these local activities:
- Columbus Botanical Garden
- Coca-Cola Space Science Center
- The Columbus Museum
- River Center for the Performing Arts
- Whitewater Express
- Springer Opera House
Of course without money in your pocket, you still have the entire promenade along the Chattahoochee Riverwalk to enjoy!
How Much Cash Can you Get?
When we determine your final approval and loan amount, we take into consideration:
- Your ability to pay.
- The value of your vehicle for security.
- Meeting simple credit criteria.
When you receive a loan offer, it will have your final loan amount as well as the amount of your monthly payments. You aren’t under any obligation to accept an offer. If you want the quick cash, turn in your title, sign the offer and get your cash!