Title Loans in Columbus, Ohio
Customer Centered ServiceProviding excellent customer service and a positive loan experience is 5 Star Title Loans top goal and we work tirelessly to make this happen for each and every customer.
Loans for Low Credit ScoreWe don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.
Easy Application ProcessWe understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply either by phone or online.
5 Star Car Title Loans in Columbus, OH
With just a steady income, a car title in your name, and a few documents, getting the instant money that you need to deal with your unexpected finances in Columbus is very easy. Opt for 5 Star Car Title Loans in Columbus, Ohio, and get cash in as little as one business day after loan approval.2
When residents in Columbus, Ohio need urgent cash without any complications, they turn to 5 Star Car Title Loans. Take advantage of our 3 easy steps to apply online for a car title loan and get your cash within 24 hours.2
How Car Title Loan Works and How Can it Help Me?
An auto title loan is a short-term secured loan that can get you emergency funds to deal with unexpected expenses. It uses your vehicle as collateral so you may get approved even with a poor credit score. The amount you can borrow mainly depends on your ability to repay the loan.1
These types of loans are usually processed quickly as you can apply for a car title loan in three simple steps.
You give away the title of the car but you can keep driving your car. Once you pay off the loan entirely, you can get back the title of your car. This loan can be very useful when you need to deal with immediate expenses as there is no limit to what you can use the cash for. The money is intended primarily for personal family and household expenses.
Apply for Car Title Loans in Columbus, Ohio in Just Three Steps
The process of vehicle title loans in Columbus, Ohio is easy and straightforward. The application may take 5 minutes and you can get the money with no hassles and complications.2
The three steps to apply for a vehicle title loan are-
Apply Online or Give a Call to Title Loan Agent in Columbus
Fill out a short and simple online inquiry form to apply for a car title loan or call on (888) 309 0994 to take help from the car title loan agent in Columbus, Ohio. This pre-processing is required to be sure if you qualify for a Columbus title loan or not.1
Send in Your Documents
Upon approval, Columbus residents are required to send in a few documents such as proof of residence, proof of income, government-issued identification card, car title in your name, and photos of the car.
Get Your Money
Once you qualify for a car title loan, you may get a loan contract from 5 Star Car Title Loans. Sign the loan contract and choose how you would want to receive the cash. You can expect to receive the cash in as little as 24 hours.2
Can I Do Online Vehicle Inspection for Ohio Title Loan?
With title loans in Ohio, you don’t have to take time to go out of your home to get your vehicle inspection. Instead, you can just take a couple of photos of your vehicle and send them online to 5 Star Car Title Loans.
It is best to click the photographs from all the angles of your car. Don’t forget to take pictures of the inside of your vehicle as well. Send in the photos of the vehicle identification number and odometer reading of the car so that there’s no requirement for an in-person inspection.
Documents Requirements for Vehicle Title Loans in Columbus, OH
Competitive interest rates, flexible loan terms, and hassle-free application process make the 5 Star Car Title Loans a favourable choice for residents in Columbus, Ohio when they need emergency cash. Applying for a car title loan doesn’t have to be complicated.
Let’s take a look at some of the documents that are required to request a title loan in Ohio:
- Proof of residents in Columbus, Ohio
- Proof of income
- Ohio Government-issued photo ID card
- Car Title
- Photos of the car
With these documents in hand, a steady income, and a car title in your name, the car title loan inquiry loan can be seamless.2
Is it Possible to Get a Title Loan with Bad Credit?
Bad credit score? Less money in your bank account? Past bankruptcy? No worries! You can still apply and get approved for a car title loan. You don’t need to have a perfect credit score to get approved.1
Title loans are secured and that means your vehicle is used as collateral. In short, there are few lending risks. And this is exactly why you can still qualify for vehicle title loans even if you have a poor credit score.1
How Much Cash Can I Get from Ohio Title Loan?
In Columbus, Ohio, you may borrow up to 50 percent of the equity in your vehicle with vehicle title loans.1 The two major factors that determine the exact amount you can borrow in Ohio are:
- The value of your vehicle
- Your ability to repay the loan
How Fast Can I Get Columbus Title Loans?
Once you get approved for a car title loan, you may get your funds in less than one business day.2 Before you get approved, it is important for you to apply for a loan by filling out the online inquiry form.
You can also seek the help of the loan expert at 5 Star Car Title Loans to fill out the form for you. Once you complete all the steps from the comfort of your home and get pre-approved for a cat title loan, you may receive the funds through a bank transfer.
How Long Do I Have to Repay my Car Title Loan?
Most car title loan terms range from 12 to 36 months in Columbus, Ohio.1 You may also get a loan for up to 48 months.1 We may offer you a loan that meets your needs and lifestyle. And even if you decide to pay off the loan early, you won’t be charged anything.4
Can I Drive my Car While I’m Repaying the Loan?
Absolutely. Even though you have used your vehicle as collateral, you still get to keep driving your car while you are repaying the loan.1
You can drive your car to college, work, other towns, or wherever you want. Once the loan is completely paid off, you get the title of your vehicle back.
Are There any Pre-Payment Penalties?
Not at all! You may repay the loan amount whenever you want as you will not be subject to any pre-payment penalties.4 We understand people want to clear off their debts as soon as possible and hence we offer no such pre-payment penalties.
What Can I Use the Car Title Loan Money for?
There’s no limit to what you can use the title loan money for. They can be used to deal with various kinds of financial emergencies. Most people apply for the title loan to deal with financial urgencies such as-
- Car repairs and maintenance
- Home repairs and improvement
- Medical bills
- Paying off credit card debt
- Cosmetic or dental procedures
- Wedding or funerals
- Take a vacation
- And more
How Can I Pick My Car Title Loan Cash in Ohio?
After you get approved for a title loan in Ohio, you can collect your money in whatever method suits you the most. Some of the options are:
- Direct Deposit in a bank account
- Check in the Mail
Benefits of 5 Star Car Title Loans in Columbus
You can enjoy a lot of benefits by choosing the 5 star Car Title Loans in Ohio. Some of the benefits are:
No Hidden Fees
One of the biggest benefits of online title loans is that there are no hidden fees, pre-payment fees, or huge payments at the end of the loan.4
Flexible Payment Options
Another benefit of 5 Star Car Title Loans is that we offer flexibility in terms of repayment.1 You will have the ability to clear off the loan early with no pre-payment penalties or fees.4
Easy and Convenient Method
The online car title loan application process is very easy and convenient and you can get your cash in less than 24 hours after approval.2
Frequently Asked Questions
Are There Any Loan Processing Fees?
Absolutely, Not! There are no loan processing fees linked with the 5 Star Car Title Loans in Columbus, Ohio. Whether you decide to apply online or by phone, you won’t be charged for anything.
Do I Need to Have a Job to Apply for Auto Title Loans?
In order to apply for an Ohio title loan, you don’t need to be employed. As long as you provide proof of other sources of steady income such as child support, alimony, social security, disability, or self-employment — you are good to go.
Can I Apply for a Loan After bankruptcy?
Yes, it is possible to apply and qualify for title loans even after bankruptcy. Unlike traditional loans, car title loans use your vehicle as collateral so your past bankruptcy or poor credit history won’t affect your qualification for a title loan.2
Does my Car Need to be Paid Off Before I Apply for a Loan?
Not necessarily. If you have still a few payments left, you can still apply for a title loan with 5 Star Car Title Loans.1
When do I Need to Pay for my First Payment?
The first payment in Columbus, Ohio is typically due 30 days after you receive the money. You need to pay after every 30 days thereafter until the loan is completed. However, if you decide to pay off the loan early, 5 Star Car Title Loans won’t charge pre-payment penalties.4
What if I Fail to Pay on Time?
If for any reason, you fail to make the payment, you may need to contact and inform us on or before your due date so that we can work with you to come up with a plan to deal with your situation. In case of temporary hardship, we may be able to extend your payment at the end of the loan.
After How Many Days Will I Get the Title of my Car Back?
After you have completed the loan payments, 5 Star Car Title Loans will release the lien on your vehicle and you will get the title of your car back. This may take around 15 days in Columbus, Ohio.
Apply for a Car Title Loan in Columbus, OH Today
When you need quick money in Columbus, OH, an online title loan is the option to consider. 5 Star Car Title Loans makes it easy for you to apply for a loan with a simple three-step process. You just need to fill out an inquiry form to check if you qualify for a loan or not. Once you get approved for a car title loan, you may receive cash in less than 24 hours.2
So, apply for a quick car title loan in Columbus, Ohio Today!