Online Title Loans in Cerritos, CA
Announcing our newest services for online title loans in Cerritos, CA! Apply for car title loans for bad credit without leaving home! Stay home and send us your request online. You’ll get a quick reply and can be pre-approved all online!
5 Star Car Title Loans is now offering a more convenient way to get your money with online title loans in Cerritos, CA. Send us your request for fast cash online from any location at any time!
Car Title Loans Online Application Process
Online Car Title Loans - How it Works:
A. Submit the following info to see how much cash can you get:
- Your name
- Phone number
- Vehicle information
- Date of birth
- Social Security Number
B. Once pre-approved, our user-friendly mobile app will allow you to upload:
- Photos of your vehicle
- Driver license
- Car title
C. Get an online title loans offer and terms
Upon receipt of the above described items, one of our loan specialists will be contacting you with your loan offer and terms.
D. Complete the loan process and get your money
To complete the title loan process, all* you’d need to do is stop by any FedEx store and ship the title to us. Our loan agent will print out a FedEx label for your convenience.
Once the title was dropped, we will simply direct deposit the funds into your debit or prepaid card.
*In some case you will be required to stop by one of our GPS Centers so we can install (free of charge) a tracking device onto your vehicle.
Online Title Loans in 4 Easy Steps
Enter Your Car's Details:
Your Personal Information:
Address, Date of Birth and SSN:
Upload Photos of Your Vehicle:
Getting an Online Title Loan in Cerritos, CA Streamlines the Process:
- Compare rates and pre-qualify online
- Apply using our website instead of visiting our branch
- Get a fast approval decision
- Get a free estimate – compare a variety of offers!
- Get a direct deposit of funds* to your debit card or a prepaid card
*You can also walk into any MoneyGram location inside a Walmart Center close to you and pick up Cash at the MoneyGram kiosk
Available Loan Types with 5 Star Car Title Loans
We are not a one-stop shop! We know that not everyone owns the same type of vehicle and not everyone has the same needs for cash title loans. That’s why we offer a variety of loan types. If you don’t see what you’re looking for on this short list, contact one of our loan agents for more information.
- Car title loans
- Personal loans
- Motorcycle loans
- Unsecured loans
- ATV title loans
- Boat title loans
- Pawn loans
Whatever your fast cash needs are, we are here to help you.
Quick Services for Easy Loans Online Approval
We take great pride in offering all the best car title loans services so that you can get the quick cash you’re waiting for. When you send us your application for vehicle title loans in Cerritos, you can expect the following:
- Fast and simple online application process
- Customer service available 6 days a week
- Variety of monthly payment options
- Multiple offices throughout the state of California
- Fast funding with MoneyGram, Company Check or Repay
- Personal information remains confidential
- Keep your car with you – drive it!
When needed, we can even help you with:
- Transferring your car title into your name
- Registering your out-of-state title to California
- Contact us today for your quick cash loans online
Getting Online Car Title Loans in Cerritos, CA with Bad Credit
When you have a bad credit history, you might think it can be impossible to get easy loans online approval. At 5 Star Car Title Loans, we understand how easy it is to fall into a bad credit history. We try to help everyone, no matter what their credit history is! Good credit, bad credit or no credit at all – you can still apply for online car title loans in Cerritos, CA.
How Bad Credit Title Loans Work
Even if your credit is bad or you’ve never even had credit before, we want to help you. By using our own credit criteria, we can offer quick loans for bad credit. This is how we evaluate applications for bad credit title loans:
- Evaluate the value of the vehicle that you own – does it have enough value?
- Calculate your monthly income – is it high enough to pay back the loan?
- Meeting our basic credit criteria – do you have the ability to pay?
If you meet our credit criteria, you can still be approved for easy online loans for bad credit! Send in your application and you could get a same day loan!
Calculating the Value of Your Car for an Instant Online Title Loan
If you want an approximate value of the car that you own, you can check it in Kelly Blue Book. We begin with that figure, but then take more factors into consideration. To use your car’s value as collateral for easy cash loan online, we need more information.
1. How much equity – Equity in your car is how much of the car you own. If you still owe money on your car but it has good value, the equity might be high enough to use as security.
2. Damage to Car’s body – If your car’s body has scrapes and scratches or dents and dings, those will take down the car’s value. Also affecting the price are broken mirrors or lights.
3. Condition of the interior – Hopefully the car’s interior is clean and well-kept. Torn or stained upholstery or damaged console can lessen its value.
4. Accident report – We’ll check to see what kind of damage the vehicle has sustained and how it was repaired.
5. Mileage – We compare the number of miles your car has been driven with the age of the car. If the miles are too high, it will take down the car’s current value.
Payment Methods for Car Title Loans Completely Online
After you have been approved for car title loans completely online, you’ll need to be prepared for making the monthly payments. The first payment on instant cash loans online is due 30 days from the contract’s date. Every 30 days after that, the additional payments will be due.
Here are the methods for payment:
1. Phone payments: You can call one of our friendly agents to help you make a payment using your credit or debit card.
2. Online payments: You’ll need to have a username and password to log into your account and make your monthly payment. If you don’t have an account set up for this, our agents will help you.
3. Check or cashier’s check: It is an option to send in your personal check or cashier’s check by mail.
4. Cash payments: You can submit your monthly payment in cash at any 7 Eleven store.
Frequently Asked Questions
1. What do I need to have in order to apply for title loans in Cerritos?
When you want to apply for an easy cash loan online, you’ll need to have the following:
- Car title
- Proof you have the ability to repay the loans
- List of income and expenses
In some cases, you will be asked for proof of car insurance or for additional documents.
2. Are there any hidden fees with fast title loans?
There are never any hidden fees at 5 Star Car Title Loans. All fees are listed for you to see.
3. What is the least amount I can borrow?
The best title loans begin at $2,600. However, the final amount depends on our credit criteria, your car’s value and your ability to pay. Even if you can be approved for a higher loan, it’s best to only borrow as much as you need.
4. How Do Auto Title Loans Work?
All first time customers want to know how title loans work. To help them understand, we prepared a complete guide called, “How Do Car Title Loans Work.” You can find everything you need to know in the easy-to-read guide. If you have more questions, please call our office and speak with one of our loan representatives.