Online Title Loans in Los Banos, CA
You’ll be so happy to hear about our new online title loans services in Los Banos, CA. You no longer need to call and wait on the phone, get in your car or wait for office hours to open. Use our new online service to apply for your instant online title loan anytime!
5 Star Car Title Loans is now offering a more convenient way to get your money with online title loans in Los Banos, CA. Don’t wait till tomorrow – apply for your fast cash online now!
Car Title Loans Online Application Process
Online Car Title Loans - How it Works:
A. Submit the following info to see how much cash can you get:
- Your name
- Phone number
- Vehicle information
- Date of birth
- Social Security Number
B. Once pre-approved, our user-friendly mobile app will allow you to upload:
- Photos of your vehicle
- Driver license
- Car title
C. Get an online title loans offer and terms
Upon receipt of the above described items, one of our loan specialists will be contacting you with your loan offer and terms.
D. Complete the loan process and get your money
To complete the title loan process, all* you’d need to do is stop by any FedEx store and ship the title to us. Our loan agent will print out a FedEx label for your convenience.
Once the title was dropped, we will simply direct deposit the funds into your debit or prepaid card.
*In some case you will be required to stop by one of our GPS Centers so we can install (free of charge) a tracking device onto your vehicle.
Online Title Loans in 4 Easy Steps
Enter Your Car's Details:
Your Personal Information:
Address, Date of Birth and SSN:
Upload Photos of Your Vehicle:
Getting an Online Title Loan in Los Banos, CA Streamlines the Process:
- Compare rates and pre-qualify online
- Apply using our website instead of visiting our branch
- Get a fast approval decision
- Get a free estimate – compare a variety of offers!
- Get a direct deposit of funds* to your debit card or a prepaid card
*You can also walk into any MoneyGram location inside a Walmart Center close to you and pick up Cash at the MoneyGram kiosk
Tips on Getting Online Car Title Loans in Los Banos, CA
When you’re looking to get easy online loan approval for vehicle title loans, there are some steps you can take beforehand to speed up the process. Following is some useful information for getting online car title loans in Los Banos, CA.
Know what you’ll be asked for when you apply for instant cash loans online. Have the following items ready:
- Recent pictures of your car
- A government-issued ID
- Vehicle title with no liens
- Proof of income and ability to pay
- Your personal details and employer reference
Those are the main items that will move your application along quickly and smoothly. We will let you know if anything else is needed.
Why Are Car Title Loans Completely Online Easier?
One of the best benefits of car title loans completely online is that when you need quick money, you can’t get the ball started faster. No matter what day it is or what the hour is, you can send your online application in. There is no need to wait until morning or to go anywhere. With online applications, you will get a fast response without telephone calls. You can take care of the entire process online.
Important Stuff to Know About How Title Loans in Los Banos, CA Work
Maybe you’ve heard about title loans from your friend at work or your neighbor, but you might not understand all the ins and outs of how title loans in Los Banos, CA work. First off, you need to own a car that has good value, so it can be used as security. When you get an offer to sign, you’ll notice some of the terms such as these:
- Term of loan – 36 months
- Payment – one payment due each month
- No hidden costs
- No penalty for prepayment
- All pursuant to CA Financing Law License No. 603F508
That’s enough information to get your started, but when you’re ready to pay back vehicle title loans, you have more than one option. The payment methods that are most common are:
- Debit cards online
- Cash – you can pay at any 7-Eleven Convenience Store
- Pay over the phone
Enjoy Competitive Rates with Instant Cash Loans Online
When you receive an offer for instant cash loans online, everything you need to pay will be listed. There aren’t any hidden fees with car title loans and even if you decide you want to pay back the money early, you won’t have to pay a penalty.
Interest rates are written into your contract so you can clearly see what they are for comparison purposes. At 5 Star Car Title Loans, we do our best to keep the interest rates manageable so it will be easier for you to repay the loan.
The APR that we use can be the low rate of only 60%, but it can also be as high as 175%. To be eligible, you need to meet specific credit criteria. When you send in your online application, we can evaluate your situation.
Getting Auto Title Loans – From 25% up to 120% of Your Car’s Value
Auto title loans are based, among other things, on the value of your car and your ability to repay your loan. Since we are using your car’s value as collateral, we try to make the loan amount as high as we can while still being fair. If you fit our credit requirements and can prove that you’ll be able to pay, we will set your loan amount between 25% and 120% of what your car is worth.
Where to Get Fast Online Loans for Bad Credit
If you have bad credit or you have a poor credit history, that does not need to stop you from applying for auto title loans online. Send us your application and we will evaluate it for fast online loans for bad credit. There are many borrowers who have fallen on hard times at one time or another. While it’s unfortunate, you can still get the quick cash you need if you can show the following:
- Proof of ability to repay
- Own a car with good value
- Meet our credit criteria
Where to Get the Best Title Loans
You’ll be pleased to know that the best title loans are also the easiest to get. That’s because they’re online. No waiting. No fussing. No hassles. You can get the fastest service by sending in your application online. Of course you can still call us at 5 Star Car Title Loans or come by our office anytime.
Frequently Asked Questions:
1. How long does it take to be pre-approved for an instant online title loan?
Not long at all! The application takes about 5-10 minutes. The final approval takes a bit longer, because it depends on checking your ability to repay the loan and how much your vehicle is worth.
2. How fast can I get my money?
First your application needs to be approved. After it’s approved and you’ve signed the contract, the money can be ready between 3 and 5 hours*
*depending on the specific loan office.
3. Can I get a title loan even if I haven’t finished paying off my car?
If you are down to your last few payments, we might be able to approve you for a title loan. That’s because your car might have an adequate amount of equity, even though you haven’t finished the payments. Send in your online application and we can give you more information.
4. How much money can I get with bad credit title loans?
There are several things to take into account before we know how much you can get, but the minimum title loans begin with $2,600. While your credit history will be taken into account, the main factors considered are:
- Your ability to pay
- Your lender’s credit criteria
- Bangs, scrapes or dents on the body
- You car’s condition inside and out
- State regulations
Find out exactly how much your title loan will be after we evaluate your request.