It depends. Whether we will need check your credit score or not is determined at the time of the loan approval.

Your ability to repay the loan is the most important factor a lender needs to determine when approving a loan. Your credit score can provide good insight on your ability to pay, but that is not always the case. We are sometimes able to approve customers without checking credit.

Credit checks vary widely by lenders and each of these has their own policy on the topic. Make sure to call your chosen lender in advance to see whether they conduct a FICO score check. Also, make sure to ask about credit reporting and whether your payment activity to the lender will be reported to the credit bureaus.

At 5 Star Car Title Loans we aim to help people from many different financial circumstances and we do our best to accept many different proofs of income, regardless of credit scores. For more information on auto equity loans click here.