State Disclosures
ARIZONA
Loans are made pursuant to an Arizona Department of Financial Institutions Sales Finance Company License and/or to an Arizona Department of Financial Institutions Consumer Lender License.
IDAHO
Loans are made pursuant to an Idaho Regulated Lenders License.
MISSOURI DISCLOSURES AND FEE SCHEDULE
Lenders must be registered with the Missouri Division of Finance
MISSOURI FEE SCHEDULE: The APR for secured installment loans, also known as car tittle loans, in Missouri ranges from 35.99% to 149.99% depending on your creditworthiness. Loan amounts range from $2,000 to $25,000 with a term of 24 to 48 months. Most loans will be charged an origination fee of $75.There is no prepayment penalty. This means that you can pay off your loan at any time without penalty, and you will only be charged interest during the time that you have an outstanding balance. However, the origination fee is not refundable. If any payment is 15 days late, we charge a late fee of 5% of the delinquent unpaid amount of the installment, up to no more than $50.00.
NEW MEXICO LICENSE AND DISCLOSURES
The APR for secured installment loans, also known as car tittle loans in New Mexico ranges from 35.99% to 149.99% depending on your creditworthiness. Loan amounts range from $2,510 to $20,000 with a term of 24 to 48 months. Loans under $5,000 will not be charged an origination fee. Loans over $5,000 will be charged an origination fee of $149.
There is no prepayment penalty. This means that you can pay off your loan at any time without penalty, and you will only be charged interest during the time that you have an outstanding balance. However, the origination fee is not refundable. If any payment is 10 days late, we charge a late fee of 5% of the delinquent unpaid amount of the installment, up to no more than $10.00.
OHIO
Loans are made pursuant to an Ohio Mortgage Loan Act Certificate of Registration.
SOUTH CAROLINA
State-licensed lenders are regulated by the State of South Carolina, Board of Financial Institutions, Consumer Finance Division.
TENNESSEE
The State of Tennessee requires a minimum principal reduction. To comply with the minimum state-required principal reduction, some of our lending partners require that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.
TEXAS
Loans are made pursuant to a Regulated Lender License.
UTAH
State-licensed lenders are regulated by the state of Utah, Department of Financial Institution.
The APR for secured installment loans, also known as car title loans in Utah ranges from 35.99% to 149.99% depending on your creditworthiness. Loan amounts range from $2,000 to $25,000 with a term of 24 to 48 months. Most loans will be charged an origination fee of 5% of the amount financed. This means, for example, that a $2,000 loan will be charged an origination fee of $100.
There is no prepayment penalty. This means that you can pay off your loan at any time without penalty, and you will only be charged interest during the time that you have an outstanding balance. However, the origination fee is not refundable