Title Loan Data for Huntington Park, CA
$4,755
Average Loan Amount
$2,525–$16,015
Loan Range
2016
Average Vehicle Year
18
Loans Funded
Based on 18 loans in Huntington Park from 2024 to 2025. Actual loan amounts vary based on your vehicle’s condition, mileage, your ability to repay the loan, and California regulations.
Actual Title Loans Funded in Huntington Park, CA
Actual loan amounts vary based on vehicle condition, mileage, and California regulations.
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2016 | Ford | T350 Vans | 126,000 | $7,315 |
| 2017 | Honda | Civic | 53,000 | $3,042 |
| 2012 | Honda | Accord | 150,000 | $2,525 |
| 2016 | Toyota | Corolla | 142,000 | $2,837 |
| 2019 | Chrysler | 300 | 25,000 | $16,015 |
| 2013 | Nissan | Pathfinder | 130,000 | $3,215 |
| 2019 | BMW | 5-Series | 106,000 | $6,015 |
| 2014 | Volkswagen | Beetle | 22,000 | $6,042 |
| 2017 | Toyota | Corolla | 140,000 | $2,525 |
| 2017 | Chevrolet | Suburban | 250,000 | $4,015 |
Average Title Loan by Most Common Vehicles in Huntington Park, CA
| Vehicle Make | Avg. Vehicle Value | Avg. Loan Amount | Borrowers |
|---|---|---|---|
| Honda | $12,406 | $3,277 | 4 |
| Toyota | $6,758 | $4,708 | 3 |
| Chevrolet | $8,258 | $3,166 | 3 |
| Nissan | $7,975 | $2,870 | 2 |
| Lincoln | $5,600 | $4,015 | 1 |
Based on 18 loans in Huntington Park from 2024 to 2025. Actual loan amounts vary based on your vehicle’s condition, mileage, your ability to repay the loan, and California regulations.
Did You Know? Huntington Park by the Numbers
What Huntington Park Borrowers Used Their Loan For
| # | Top Use |
|---|---|
| 1 | Electric and Water Utilities |
| 2 | Emergency Medical Bills |
| 3 | Gas and Transportation Costs |
Based on 18 borrowers in Huntington Park from 2024–2025.
Unemployment Rate in Huntington Park, California
9.5% of Huntington Park residents are currently unemployed, compared to the California state average of 7.1%.
Source: U.S. Census Bureau & Bureau of Labor Statistics.
Median Household Income in Huntington Park, California
The median household income in Huntington Park is $59,996. About 18.3% of residents live below the federal poverty line.
Source: U.S. Census Bureau & Bureau of Labor Statistics.
Title Loan Regulations in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
What a Title Loan Costs in California
| Loan Amount | Term | APR | Interest/Fees | Total Due |
|---|---|---|---|---|
| $3,000 | 24 months | 36% | $1,252 | $4,252 |
| $5,000 | 24 months | 36% | $2,087 | $7,087 |
| $9,999 | 24 months | 36% | $4,171 | $14,170 |
Your actual APR also includes the Federal Funds Rate (3.64% as of February 2026), making the current cap about 39.6%. Loans over $10,000 have no state rate cap. Always make sure your lender shows you the exact APR before signing.
📖 Governing law: California Finance Lenders Law (Cal. Fin. Code §§ 22000 to 22780)
See all California title loan rules and consumer protections on our California title loans page.
Title Loan Questions for Huntington Park, CA Residents
A full credit check is not always required for a title loan. Because the loan is secured by your vehicle, approval is based mainly on vehicle value and income. Credit history may be reviewed but is not the deciding factor.
Many vehicle types may qualify for a title loan in Huntington Park:
Cars, trucks, vans, and SUVs
Motorcycles
RVs and motorhomes
ATVs and powersports vehicles
Commercial trucks (case by case)
A past bankruptcy does not automatically prevent you from getting a title loan in Huntington Park. Because title loans are secured by your vehicle rather than your credit history, approval is based on your car’s value and your current ability to repay. If your bankruptcy is discharged, you own a qualifying vehicle, and you have income, you may qualify.
As a resident of Huntington Park, CA, you can verify your car title status through the California DMV. Check your physical title to see if a lienholder is listed, or request a vehicle title record from the DMV. You may also confirm the status through the California DMV’s online vehicle records services.
Yes. The age of your car can affect eligibility because the vehicle’s current market value is considered. Many older vehicles may still qualify, but the loan amount will depend on the car’s condition, mileage, and overall value.
A late title loan payment in Huntington Park can result in:
A late fee of 0 (after 10 days) or 5 (after 15 days) per missed payment
Potential repossession of your vehicle without advance warning
Loss of the vehicle if it is sold after repossession
You do not hand over your car when you take out a title loan in Huntington Park. You hand over the title as security. Your keys stay with you and you keep using your vehicle as normal for the full duration of the loan.
Title loans typically offer 25% to 50% of your vehicle’s value. Most borrowers in Huntington Park receive between $2,500 and $10,000, depending on vehicle value and income. Loans above $10,000 are not subject to a state rate cap and can be significantly more expensive.
