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Loans made by 5 Star Loans Inc, dba 5 Star Car Title Loans® (“5 Star”), and available only in California and Florida.
Loan proceeds are intended primarily for personal, family and household purposes. 5 Star Loans does not offer or service student loans.
All loan applications are subject to meeting 5 Star’s credit criteria, which include providing acceptable property as collateral. Customers need to demonstrate ability to repay the loan.
The credit decision on your loan application may be based in whole or in part on information obtained from a national database including, but not limited to, TransUnion, Equifax, LexisNexis or FactorTrust, Inc.
The minimum loan amount for a 5 Star’s Title Loan in California is $2,600, and in Florida $,1000. Not all applicants are approved. Application process could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 5 PM EST on a business day.
Car Title Loans are expensive, and you may have other ways to get funding that is less expensive. These types of loans are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long-term solution. We recommend and encourage consumers to pay early and often and more to avoid additional finance charges.

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