Title Loan Activity in the 77075 Area
6
Loans Funded
$1,715
Average Loan Amount
2010
Average Vehicle Year
Recent Loans Near 555 Almeda Mall
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2017 | Kia | Soul | 158,600 | $1,233 |
| 2002 | Chevrolet | Camaro | 53,000 | $850 |
| 2012 | Ford | Escape | 86,000 | $1,767 |
| 2007 | Acura | TL | 13,000 | $1,092 |
| 2020 | Jeep | Gladiator | 49,032 | $4,500 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Ford ($1,309 avg), Acura ($1,092 avg), Chevrolet ($850 avg)
Know Before You Borrow in Texas
- Interest rate cap: No state cap on CAB fees (typical market rate: $20 per $100 per 30 days = ~243% APR); third-party lender interest capped at 10% per year
- Loan range: $500 to $10,000 (typical)
- Repayment term: Single payment (typically 30 days) or installment (typically 90-180 days)
- Regulated by: Texas Office of Consumer Credit Commissioner (OCCC)
For complete Texas title loan regulations and consumer protections, visit our full Texas guide.
Quick Answers About Title Loans in Houston
In the 77075 area, title loans have ranged from $850 to $4,500, with an average of $1,715 across 6 loans funded. The largest recent loan was $4,500 for a 2020 Jeep Gladiator. Your amount depends on your vehicle’s value and ability to repay.
Yes. Vehicles with high mileage regularly qualify. Near 77075, a 2001 Ford E250 Vans with 187,475 miles on it was approved for $850. The average mileage among borrowers in this area is 91,185 miles.
We’re located in Houston, near Grace Kids Academy and Kids ‘R’ Kids Learning Academy of Highland Glen / Pearland, with Ross Shaw Sterling High School also nearby. Look for us at 555 Almeda Mall.
Bankruptcy history is less of a barrier for title loans than for traditional financing. Vehicle collateral value and current ability to repay matter more than past credit events. If your bankruptcy has been discharged and you have verifiable income, you may still qualify.
Texas title loan costs are higher than most other borrowing options. Fees are unregulated, and the total effective APR can be substantial. Even with the mandatory cost disclosure, a Texas title loan is more expensive than a personal loan from a bank or credit union. Understanding the full cost before signing is essential.
