FAQ – 5 Star Car Title Loans
Questions?
We’ve Got Answers!
5 Star Car Title Loans wants you to have all the information about how to get a title loan with us. So we compiled a list of the most commonly asked questions, and have provided an entire list of answers. Here is our FAQ section:
LOANS
A title loan is a type of loan that uses collateral as guarantee- you can use your car, motorcycle or other accepted automobile. The lender will become the legal owner of the car for the duration of the loan but the owner remains the registered owner, so the car stays with them.
How much money you can get is determined by your ability to repay the loan and the vehicle’s value and condition, among other factors. As was mentioned, the car stays with you so you can go on with your normal routine. Once you finish paying off the loan, you will receive the title back.
Click for more information on 5 Star Car Title Loans:
A. How do title loans work B. The complete title loan glossary
The following are the standard requirements for loan approval* with 5 Star Loans:
1. Government-issued ID
2. Pictures of the vehicle
3. A clean vehicle title (i.e., no current lienholder)
4. Proof of ability to repay the loan
5. References
6. Email, address, employer details, and other basic personal information
7. In certain cases, proof of residency
*Other requirements may be needed
Good to know:
The requirements in order to be approved for a title loan can vary, depending on the lender you choose and the state where you live. The following is a list of the basic requirements you will need in most cases:
– Proof of income
– A clear and clean title where you are the registered owner
– At least 18 years of age. In most states you must be 19 years-old in order to qualify for a title loan
In Alabama you must be at least 19 and in Mississippi you must be at least 21 to get a title loan
– Proof of residency in the state where you are borrowing the loan
– Car insurance
– No bankruptcy
Click here to learn about the requirements for getting approved with 5 Star Car Title Loans.
Click for more information on:
5 Star Car Title Loans’ minimum loan amount is $2,600.
It is our suggestion that you only borrow the lowest amount you need.
The final cash amount you can be approved for with a car title loan depends on some of the following:
1. The lender you apply with
2. Your ability to repay the loan
3. Any state laws that limit the amount you can borrow
4. The condition and value of your vehicle
The easiest way to find out the definite amount you can borrow is filling out our loan application online or giving us a call at 888-309-0994.
Click for more information on:
The following documents are required* in order to get pre-approved with 5 Star Car Title Loans:
1. ID
2. Pictures of your vehicle
3. Car Title
4. Proof of your ability to repay the loan
Later on in the loan approval process, we require the following to be provided:
5. References
6. Email, address, employer details, and other such details.
7. In certain cases, proof of residency
*Other documents may be needed
Either call us at (888) 309 0994 or Fill in the online application at the bottom of this page
Yes we are!
While they are not as common as auto title loans, motorcycle title loans can be just as convenient to obtain! By using your title as collateral, you can get cash that will help you get back on your feet. Since motorcycles have titles just like cars, the process is usually the same. This can be a great choice for someone looking to avoid the difficult loan terms and rates that PayDay or Secured loans provide.
With a motorcycle title loan the exact money you will be able to borrow depends on the value of the collateral and your ability to repay the loan. You will need to provide documentation proving your ownership of the motorcycle and it will most likely need to be inspected to evaluate its condition.
To apply for a motorcycle title loan with us, visit our application page or give us a call!
To learn more about other types of loans see our pages below:
In general, equity is the ownership of an asset that has some debt attached to it. A car equity loan is quite similar to a home equity loan. In both cases you are using some asset, a home or car, to secure finances. Car equity loans can be a great solution for people who won’t be qualified for standard bank loans for reasons such as having bad credit.
When you apply for an auto title loan, the lender evaluates the value of your car and according to this and to parameters such as your ability to repay the loan, determines how much you can borrow. Your car is used as equity for the loan and therefore becomes the legal possession of the lender. However, you remain the registered owner so you get to keep driving it!
To learn more about auto equity loans:
HOW IT WORKS
Title loans have a simple lending process:
1. Apply for a loan by calling or filling out our online application.
2. After answering a few simple questions you will be informed if you are preapproved or not. In case you are, your vehicle will need to be inspected.
3. If your vehicle is in good condition, you will be given a finalized loan offer, based on your ability to repay and other relevant factors.
4. Once all loan terms are finalized, 5 Star Loans will be placed as the lien holder on your car’s title and you will get your cash! And you get to keep your car for the entire duration of the loan!
5. Once you’ve finished paying off your title loan, you will receive your title back!
Check out our How It Works page for more details on how our 5 Star Car Title Loans work!
Click for more information on:
A. Requirements for a title loans B. How Much Cash Can I Get C. Examples of 36 Month Loan Terms
When you have a title loan on your car, the legal owner of it is the lender and therefore there is a lien placed on your car title. In other words, the legal ownership of the car belongs to the lender even if you get to keep driving it.
Given this, selling a car with a title loan must involve paying it off first. This needs to be done correctly in order to avoid future problems for both the seller and buyer.
If you want to sell a car with a title loan on it, you have a few options:
1. Paying off the car title loan first: This is the simplest and safest option. When you pay off your title loan, you will receive a clean title back (with no lienholder). This way, you can proceed with the standard car-selling process and have no worries related to the loan.
2. Trading in or selling a car to dealership: If you decide to sell your vehicle to a car dealership, it is possible for them to pay off your loan as part of the trade-in. In other words, the dealership will complete the entire payoff process with the lender and they will be the ones to receive the title back.
3. Selling a car to a private buyer: This process can be complicated and requires much attention to details. If you decide to sell your car privately while having an active loan, you will need to find someone who is comfortable with taking over the loan. Not many lenders allow this so make sure to discuss it with them in advance and verify that it is allowed under your contract.
4. Refinancing with 5 Star Loans: Many people who have a title loan they cannot afford, consider selling their vehicle to cover costs. If you have a loan with another lender but you can no longer afford it, consider a refinance with 5 Star Car Title Loans. Our company can offer competitive terms and allow you to get back on track with your finances!
Click for more information on:
A. How Can I Start Selling a Car with a Title Loan (full process)?
B. How to Pay Off Your Title Loan Early?
C. Refinancing Your Car Title Loan
A title loan buyout means that a new lender pays off the remaining balance on your current title loan and provides you with a brand new loan. This is a very similar process to refinancing.
A car title loan buyout can be a good solution if you are struggling with your current loan payments. Remember, a loan buyout doesn’t mean you’re selling car but simply taking out a new loan on it.
5 Star Car Title Loans can pay off the remaining balance with your current lender and this will essentially mean you will start a brand new loan with us. We might even be able to provide you with lower monthly payments and interest rates. So, a title loan buyout can be worthwhile, especially if you are unsatisfied with your current lender.
There are a few things to consider before deciding whether a title loan buyout is right for you:
● Will the maturity date on the loan extend and by how much?
● Will the interest rate on my new loan be substantially lower than my current loan?
● What is the new loan amount I will owe after the buyout?
We advise you to ask these questions before deciding if a title loan buyout will improve your financial standings. We assure you that the process will be swift and easy and we are here to help you to make the best financial decision for your future.
For more information visit:
A. Companies That Pay Off Title Loans
B. Getting a Title Loan While Still Making Payments
Once you’ve paid off your title loan, getting the title back is easy and with 5 Star Car Title Loans it usually doesn’t require you to do anything!
For the duration of your loan, the title remains with the lender as they are the legal owner of the vehicle. When you pay off the loan, you will receive your title back and the lienholder will be released.
Each state has its own rules regarding vehicle titles so make sure to regard only what is relevant to your state.
Some states (like California) process vehicle titles electronically (ELT). In these states, the lender simply notifies the DMV when the loan is fully paid off and the title gets automatically sent to the registered owner on the title (the borrower).
In other states that do not work with ELT systems, the borrower may be required to go to their local motor vehicle office and get a new title with the lienholder removed.
For more information on the payoff process and how to get your title visit our comprehensive guide on how title loans work here.
PROCESS
At 5 Star Car Title Loans we like to provide our customers with convenient options and this includes our title loan online application. You can start your application process online, by phone, or in person at one of our offices.
While you may choose the method that works best for you, we suggest starting the process online. When filling out the application on our website, you get an immediate answer if you are pre-approved or not. You don’t need to wait for a representative or leave the comfort of your home. If you are pre-approved for a loan you will get a call from one of our experts explaining the next steps you need to take for your title loan.
To get started with our secured online application click here. For more information, visit the following page: How to get online title loans.
While the exact time it takes to get a title loan can vary between each and every customer, it is usually a quick and simple process for most borrowers. We estimate the process to take a few hours* on average.
Our 4-step process is very simple:
1. The first step is to get pre-approved for a loan. This only requires answering a few simple questions online or by phone.
2. Once you’ve passed the first step, you’ll need to get a final approval from our underwriting team. This requires you to provide a few more documents and this step takes about an hour.
3. When you receive final approval, you will be asked to sign the loan contract. Our expert representatives will walk you through the process and answer any remaining questions.
4. We require a GPS device to be installed in the vehicle (free of charge) for the duration of the loan. This step is really quick and can be completed at any of our GPS Installation Centers.
*The entire title loan process can vary depending on the lender
Please keep the following in mind:
Each lender has its own title loan process and the time it takes, amount of paperwork, and the car inspection process can vary widely. We suggest calling or filling out the online application before coming into the loan processing center. This will help ensure you have all the necessary requirements and will help to get your money as quickly as possible.
At 5 Star Car Title Loans, we require very little paperwork so the entire title loan process typically takes less than 5 hours from start to finish.
Click here to learn about the time it takes to qualify for a title loan.
Once you are approved for a title loan, you can expect to get your money within 3-5 hours*.
*Funding time depends upon the availability of 5 Star Car Title Loans offices and time necessary to complete your personal loan process.
Click here to learn about 5 Star full title loan process and the time it takes to qualify for a title loan.
Click for more information on:
Yes, you can get a title loan without proof of income or even a job!
At 5 Star Car Title Loans we accept a wide variety of documentation sources if you are unable to provide a proof of income.
Financially tough times can lead to situations where people are in need of fast cash. In such times, going to a traditional lender can often be frustrating, especially if you need the money as soon as possible. 5 Star Car Title Loans can approve you for a title loan without a proof of income. This is possible because the most important thing to us is your ability to repay the loan. If you are unable to provide a proof of income, here are some additional options you can provide:
● Bank statements
● Disability payments
● Social security payments
● Any other benefits that you receive
Remember that the most important thing for us is to see that you have a viable way to repay the loan. For more information on the process of title loans without a proof of income click here or give us a call.
It depends. Whether we will need check your credit score or not is determined at the time of the loan approval.
Your ability to repay the loan is the most important factor a lender needs to determine when approving a loan. Your credit score can provide good insight on your ability to pay, but that is not always the case. We are sometimes able to approve customers without checking credit.
Credit checks vary widely by lenders and each of these has their own policy on the topic. Make sure to call your chosen lender in advance to see whether they conduct a FICO score check. Also, make sure to ask about credit reporting and whether your payment activity to the lender will be reported to the credit bureaus.
At 5 Star Car Title Loans we aim to help people from many different financial circumstances and we do our best to accept many different proofs of income, regardless of credit scores. For more information on auto equity loans click here.
QUALIFICATIONS
Yes, it is possible to get a title loan on a salvage vehicle*.
It is a common misconception that you cannot get a title loan on a salvage vehicle. While the process can pose a few more challenges than a typical loan, it is still possible. The challenges arise because it is more risky to provide loans on cars that suffered extensive damage.
One difference in this loan process is that after your pre-approval you will be often asked to provide documentation regarding the damage and repairs that were done on the vehicle. This documentation and proof of insurance are important and can help determine whether you will be approved or not.
*Keep in mind, some lenders may choose not to provide title loans on salvaged vehicles. If you have a salvage vehicle it is best to contact your chosen lender in advance.
Read more:
If your car is currently being financed by another company that means they are the legal owner of the vehicle. In order to get a title loan in such a case, the title loan lender will need to pay off the remaining balance on the car. You may also be eligible to get extra cash on top, depending on the value of the car and your ability to repay the loan.
The entire process is usually handled by the title loan lender and is called a 3rd party payoff. You may be required to speak to your current finance company in order to approve the communication between them and the new lender.
Getting a title loan on a financed car can be a great option if you’re looking to get more money or improve the terms of your loan. Give 5 Star Car Title Loans a call or click here to learn more on how we can help!
Yes you can!
We do not require you to have a bank account to be approved for a title loan. There are many people who choose not to have a bank account for a variety of different reasons. While there are plenty of lenders that will prefer not to provide a loan to someone without a bank account, At 5 Star Car Title Loans, we can finance a loan even if you do not have a bank account.
Title loans can be a great option for people seeking to borrow money while avoiding the harsh requirements that most lenders have. We make sure our title loans are easily attainable to most people even if they don’t have a bank account.
Usually bank accounts are needed in order to verify one’s ability to repay the loan. Instead we use many other income verification methods in order to approve customers. These include:
– Income stubs
– Disability payments
– Social security payments
– Any other benefits that you receive.
For more information about our requirements and how to be approved call us or check out some resources below:
Not necessarily!
5 Star Car Title Loans can help you pay off your current loan and get some extra cash! If you have a current title loan and are looking to switch companies, give us a call and find out how we can help!
A car title loan is based on your ability to repay the loan and the equity of your vehicle (and not the remaining payments you have). So whether you have a current loan on your car or it’s paid in full, if you still have equity and ability to repay, you may qualify for a title loan with us!
The bottom line is that if you have a few outstanding payments left, the loan amount may be increased to cover it. In other words, we help you pay off your current loan and open a new one with our company.
Click here for more information about getting a title loan while still making payments.
It is often the case that two people are registered together as the owners of a vehicle. In most cases you can still get a title loan but this must be handled carefully.
1. There is an OR on the title: if there are two names on the title and the word “OR” is separating between them, that means both people are free to get a loan on the vehicle without the approval of the other. In this case the regular title loan approval process is used.
2. There is an AND on the title: if there are two names on the title and the word “AND” is separating between them, the agreement of both owners is needed for a loan. Under this case the owners can choose to get the loan under both their names or for one of them to sign off the title to the other person. The second option is equivalent to “selling” the vehicle so it is only owned by one person.
In any case, contact your lender in advance so they can help you go about this process correctly. At 5 Star Loans, our experts are knowledgeable about this topic and can help you avoid mistakes and get the loan you need. Give us a call today!
For more information on title issues:
A. Title Loans When The Title Is Not Under Your Name
B. Title Loans on Leased Cars
Even if you are still financing your vehicle, you can still qualify for a for a loan from 5 Star Loans.
If you have a current lease on your vehicle, we may provide you with a title loan even though your vehicle is still financed and not yet paid off.
How we do it:
1. We determine the value of your vehicle based on VIN, year, make and model and
provide you with an offer based on the vehicle value and your ability to repay.
2. If you are pre-approved, we provide you with the loan offer we can finance.
3. Any outstanding balance with the lease company is taken into consideration when
determining our offer to you.
4. 5 Star Loans will then pay off your remaining balance with the lease company. You may qualify to get extra cash based on our credit criteria.
5. Of course, you get to keep driving your car while paying off the loan to us.
For more information on title loans on a leased car click here.
At 5 Star Car Title Loans, we believe in making loans accessible to everyone. You don’t need to worry about your credit score because anyone can apply for a title loan even if their score is low.
In fact, title loans are tailored for people with a low credit score. This is because we look at a variety of credit criteria, and not your FICO score on its own. Your credit score only represents the past and we understand that you might have made some bad decisions during tough times. With car title loans, there are more important factors that represent your ability to repay the loan.
We are able to provide a loan to those with a low credit score because the vehicle acts as a collateral on the loan. This is what is referred to as a “secured loan”. With a secured loan, such as a car title loan, your vehicle is the collateral on the loan. This makes it easier for us to provide funding, in contrast to conventional banks that require a high credit score. Your ability to repay the loan and your vehicle’s value are the important factors we use when determining if you qualify for a title loan.
For more information on your options if you have a bad credit score give us a call or click here.
You do not need to have great credit in order to get financed with 5 Star Car Title Loans!
We have a credit criteria that helps us determine your qualification for a title loan but it doesn’t necessarily rely on your credit score. Instead, we do a comprehensive check that determines your ability to repay the loan, looking at payment history, for example.
Our goal is to provide you with a quick and easy loan that will help you get ahead financially. We know that many banks simply turn away people for having low credit ratings and it can be tough in these cases to get a loan. That’s why we offer a simple application and loan process that isn’t determined solely by your credit score.
To learn more visit:
A. Options for Customers With Bad Credit Scores
B. How to Get a Title Loan Without Income
Whether you need vehicle insurance for a title loan varies by lender and state. However, if for any reason you don’t have vehicle insurance, do not let that stop you from applying for a title loan as many lenders can help you obtain insurance at the time of the loan.
At 5 Star Car Title Loans we are able to approve consumers from many different financial backgrounds. We require proof of full coverage insurance for any loan over $5,000. Liability insurance may be needed in other special cases. It is our recommendation, however, that there will be insurance on the vehicle for any sized loan.
To find out whether you need insurance for your car title loan, give us a call or fill out our online application and one of our representatives will get in touch soon.
For more information on our loan processes visit the pages below:
A. All About Title Loans
B. Title Loan Regulations
Yes — if your bankruptcy has been discharged.
Most lenders rely on your ability to repay the loan and the value of your car, so a previous bankruptcy, as long as it has been discharged, may not hurt your chances of being approved.
The reason we don’t look at previous bankruptcies is that we make lending decisions based on your ability to pay now. We try to verify that there isn’t anything that can affect your ability to repay the loan such as large debts or active bankruptcies.
We do our best to help every customer get the money they need as quickly as possible, even if they’ve been in bankruptcies before! Apply online or call us now to learn how we can help you: 888-309-0994.
While it may change the process a bit, you can still get a title loan even if you’ve had a bankruptcy before!
Since we base your approval on your current ability to repay the title loan, it is possible that a previous bankruptcy won’t hurt your approval.
A current Chapter 13 bankruptcy may require getting a court approval for a title loan (filed for Chapter 13 bankruptcy to use a 3-5 year plan to pay off your debts).
As for Chapter 7 (discharge debts), you will be required to complete a Means Test to review your income and all of your assets. Once you pass the test, a meeting is set up with your creditors and you may qualify for a title loan after this. Without this meeting has yet to be completed, you may not be eligible for a title loan at the time.
Call us now and find out if you’re qualified: 888-309-0994. Ask us about getting loans after bankruptcy!
PAYMENTS
Absolutely not!
We like to make things straightforward and easy. At 5 Star Car Title Loans you can pay off your loan at any point in time – with no prepayment penalty or hidden fees attached!
Other lenders may charge a prepayment penalty so make sure to read your loan agreement carefully to avoid these unnecessary fees!
Yes, you can easily pay off your title loan early!
At 5 Star Car Title Loans, there are no prepayment penalty fees and we therefore encourage you to pay off your loan as quickly as possible to avoid paying unnecessary interest.
We also like to provide you with as many options as possible. So we’ve set up many payment options for you to use. For example, you can pay by phone, online, or by mailing in your payment. This helps the loan process be as easy and streamlined as possible so you can reach that payoff quickly! Once you do pay off your loan, we will send you the title as quickly as possible.
For more information on how to make payments, payoff processes, and more visit the resources below or give us a call.
A. How to Pay
B. How to Pay Off Your Title Loan Early
Absolutely not! Since there are no prepayment penalty fees we highly encourage you to pay off your loan as soon as you can. This will allow you to avoid paying unnecessary interest and get out of debt.
Generally, title loan payments may appear on your credit report and it is up to the lender to decide if this gets reported or not. A successful completion of your loan might actually be reported as a positive mark on your credit report!
We suggest for customers to check with their chosen lender whether they report payment activity to credit bureaus in advance, as this can have a negative effect if payments are not made in full and on time. With that said, we encourage all our customers to pay off the loan early as it will save them money in the long run and will not affect the credit score negatively. As we always emphasize, 5 Star Car Title Loans is here to help you get back to good financial standings.
For more information on credit reporting visit this page.
Please read the following article for more information about how to pay off your title loan early?
LEGAL
This is a great question. Sometimes customers need large sums of cash so they ask whether they can have two title loans at once. Since your vehicle is a collateral on any loan you take, you cannot take out two car title loans on the same vehicle simultaneously.
While we don’t recommend it, some lenders allow for a family with multiple vehicles to get two different title loans, one for each car. Each loan will be obtained using the collateral value of each of the vehicles separately.
At 5 Star Car Title Loans we work with our customers to make sure you get the amount of money you need with as much peace of mind as possible. We suggest only taking out one car title loan at a time to avoid complications and large repayments.
Button line: But if you are still wondering how many title loans you can have, remember the rule of thumb is you can have as many loans as the amount of clear and free titles you have.
For more information visit our blog page on the topic.
This is a very common question. Simply put, your title is free and clear if no lien holder has placed a lien against the title.
When a vehicle is financed through any kind of financial institution, the lien holder will keep the title and place a lien against it. Therefore, in most cases, if you have the title in your possession it means that the title is free and clear of any liens. In CA, a lien is usually placed electronically with the DMV and once a loan is paid off in full, the lien is released from the vehicle’s title.
If you are not sure whether your title is clear, give us a call and we will check the status of the title to make sure. If for any reason you don’t have the title, we might be able to help by transferring the ownership to your name with DMV, getting your auto registered or paying off any existing lien holder.
How do lienholders enroll in the ELT Program? Contact DMV at RODELTGRP@dmv.ca.gov
For more information visit our “how do title loans work” page or call us now.
If there is a lien on your title that implies that you are not currently the legal owner of the vehicle but rather the lienholder is. A rule of thumb is that in order to get a title loan, your title must be free and clear of any liens. So to get a title loan with a lien you must go through some steps in order to clear this.
The following options are suitable if you have a title that has a current lienholder:
1. Pay off to the current lienholder. This means that you will pay off your current lienholder and receive a clear and free title back. After this, you can turn to a new title loan lender and start the loan borrowing process. The downside to this option is it can be lengthy in time since you are awaiting for the title from the lienholder.
2. 3rd party payoff. Under this process, your chosen title loan lender pays off your current lienholder and the title gets sent to the lender directly. This is a great option if you’re looking to improve your loan terms or get extra cash when you’ve already borrowed some money off of the vehicle.
Before choosing your preferred option, we suggest consulting with your chosen auto title loan lender so they can work with you personally to make the process as quick and smooth and possible. We’ll be happy to help with this and answer any remaining questions.
More info on How To Change a Legal Owner Only (HTVR 18)
Yes, it is possible to refinance your car title loan*!
Refinancing can allow you to:
1. Extend loan time period
2. Lower interest rates
Refinancing your car title loan can be done in two ways:
• Renegotiating the current terms of your loan with your present lender
• Negotiating new terms for your loan with a different lender
There are many reasons for which people to choose to refinance:
● High interest rates
● High monthly payments
● Desire to switch title loan companies
If you already have a car title loan, refinancing can be quite simple! If you have a loan with another lender, you can apply online to refinance your title loan with 5 Star Car Title Loans and we will send you a quote on how much money and under what terms you can get your loan for.
A. How to Refinance Your Car Title Loan?
B. Examples of 36 Month Loans
C. How Fast Is Auto Title Loan Refinancing?
*It is solely up to each lender to decide if and under what terms to refinance a loan. It is not guaranteed that every lender will refinance a loan.
5 Star Car Title Loans puts the protection of consumer information at the top of our priorities.
It is the law that private consumer information will be protected and this is governed by several agencies. We make sure to put our clients’ safety as a top priority and take all measures necessary to ensure the safety of their information.
One way to do this is to provide a clear legal privacy policy, which allows us to be absolutely transparent about which information we collect and how we use it.
We also use leading methods and systems to verify that the information you provide us is kept in secure and encrypted programs. This helps make sure that your information is safe from any outside sources or people attempting to obtain it.
We cannot emphasize enough how much your personal information security is important to all of us at 5 Star Car Title Loans. For more information about the security measures we take and how our car title loans work, give us a call. You can also use our online application to see how you can get a safe loan within hours.
Read more about:
Terms and Conditions Policy
SMS – Message or Text Message Policy
Title loans can be a great source of financial assistance for consumers to rely on in a time of need. Even though there are many benefits to a car title loan, a potential drawback in these types of loans is the actions that can be taken if a consumer defaults on the monthly payments. A loan default is the failure to repay a loan according to the terms agreed upon in your contract.
Since the vehicle acts as a collateral on the loan, many consumers ask themselves what will happen if they don’t pay their monthly payments on time. At 5 Star Car Title Loans we will do everything in our abilities to make sure a loan default is the last resort. We pride ourselves in our customer service and our number one priority is to get you back on the right track and we will do everything in our ability to ensure this.
Because your vehicle acts as a collateral on the loan, 5 Star Car Title Loans is permitted to repossess the vehicle under circumstances specified in the agreed upon contract. Since repossession is a tough measure that is part of car title loans, we emphasize the importance of understanding your loan contract and under which terms this measure can be taken. It is important to mention that even if your vehicle is repossessed, you may still be able to get it back, and we will send a notice of repossession specifying what you need to do in order for this to happen.
A loan default is the last thing we ever want to happen and we will go to great lengths to make sure you received every opportunity to avoid this unpleasant situation.
For more information please contact us or visit our resources page on this topic.
QUICK ANSWERS
5 Star Car Title Loans has several locations across California. Look at the ‘location tab‘ shown on our website or pick up the phone and call us. We’ll help you find the location nearest you!
Car title loans are legal in 22 states, including California. 5 Star Car Title Loans only processes title loans in the state of California.
For a company to offer car title loans, the California Department of Business Oversight must first give them a finance lenders license. We can give you more information by phone, call us: (888) 309 0994.
Car title loans are sometimes given a bad reputation due to their high interest rates. However, they can be the solution for someone who needs a quick loan.
In the state of California, car title loans are considered to be legal. However, any lender must have a finance lenders license from the California Department of Business Oversight. Call us up to get more info.
For anyone who appreciates a quick and easy process, car title loans are a worthy solution. Let’s talk by phone to see how we can help you.
You can pay us back in monthly installments. Please call 5 Star Car Title Loans For more relevant information: (888) 309 0994.
The usual loan length is 36 months, but we are flexible with that time frame.
That’s great! We are happy to receive early repayments. No penalties or fees!
While paying the loan, you can keep driving your car like you usually do. When the loan is repaid, you can get your car title again
If you have a bad credit score or you don’t have a credit score you can still qualify for a 5 Star Car Title Loan. So, if you fall into this category, you can consider a no credit loan.
We can help you find a solution for this! Call us now and we’ll give you more details about getting a car title.
That’s not a problem. Call us and we’ll help you get a California car title.
Call our office – we might be able to get a current registration for you.
We can help you get the insurance that fits your situation the best. Call 5 Star Car Title Loans for additional information: (888) 309 0994
There are many offices throughout California, like 5 Star Car Title Loans Northridge, 5 Star Car Title Loans Los Angeles, 5 Star Car Title Loans in Pasadena and even more. Take a look at our Locations Page for more office listings.
