Loans for Any Purpose
Who We Are
At 5 Star Car Title Loans®, we’re here to help people access emergency funds when life brings unexpected challenges.
We provide fast, loans secured by your car title with no hidden surprises and no long waits. Loans are made pursuant to the Department of Financial Protection and Innovation (DFPI), Lender License No. 603J988.
Our mission is to make borrowing safe, simple, and quick while giving every customer the clarity and confidence to make informed financial decisions.
Lending. Supporting. Inspiring!
Personal Online Loans for Any Purpose
Our Services
We specialize in vehicle title-secured loans, installment loans, and same day loans.
Unlike traditional lending that focuses mainly on credit history, our loans are based on your vehicle’s value and your ability to repay.
No prepayment penalties – repay anytime
All applicants welcome, even with bad credit
Keep driving your vehicle while making payments
Use funds for emergencies, bills, or personal needs
Loan amounts from $100 to $50,000
Terms set by state law, usually 12–48 months
APR varies by state, up to 300%
Our Story
The Beginning
We started in 2012 with one goal: to give people a fair way to access money in emergencies. By keeping the process simple and transparent, we grew quickly across California, opening branches in Los Angeles, San Francisco, Sacramento, and San Diego.
2012 – Long Beach, CA
Our first branch opened in Long Beach. That single location was the start of 5 Star Car Title Loans®
2012 – First Branch Opens
2022 – Expanding Across the U.S.
In 2022, we expanded beyond California to serve customers in more states, offering title loans for people with less than perfect credit.
2026 and Beyond
Today, customers can apply online any time of day, and we have helped more than 255,000 people cover urgent expenses.
Looking ahead, we will keep investing in new technology and customer-focused improvements to make borrowing faster, safer, and more convenient.
Our Team
Leadership
Bryan Solis – Head of Underwriting and Lending Operations
With over 10 years of experience in auto finance, personal loans, and car title lending across both prime and subprime markets, Bryan leads underwriting at 5 Star Car Title Loans®.
He holds a degree in Business Administration. Over the past four years, he has overseen credit policy, ability-to-repay analysis, vehicle collateral valuation, and regulatory compliance across the states where 5 Star operates.
Experienced Support Team
Bryan works alongside experienced professionals in compliance, customer care, and loan servicing.
Our support team is structured to provide extended hours of availability across the states where we operate, working together toward one shared goal: providing clear, reliable, and customer-first lending solutions.
Our Content
Our content is written and reviewed by a named editorial team including a Head of Underwriting, a CPA fact-checker, and dedicated finance writers and editors.
We work to keep it accurate, current, and clearly sourced, in accordance with our published Editorial Policy.
Our Impact
Our numbers speak for themselves:
13+ Years
Since 2012
24/7
Always here
255,000+
People helped
Compliance
Licensed & regulated
Media Mentions
What Drives Us
Our Values
Transparency – Clear terms and no hidden fees. We follow the Truth in Lending Act (TILA) closely, ensuring contracts are transparent and easy to understand.
Efficiency – Fast approvals and funding when people face urgent needs, always in compliance with TILA and state laws.
Fairness – Every customer matters, regardless of credit history. We follow protections under ECOA, FCRA, and FDCPA, treating borrowers fairly and with dignity.
Responsibility – We approve loans when income shows the borrower can afford the payments. The Ability-to-Repay (ATR) rule was created for mortgages, but we apply the same principle as a common-sense protection for our customers.
Protection – Customer information is safeguarded with 256-bit SSL encryption and TLS protocols, the same protections trusted across the financial industry.
Privacy & Security
Certified Secure
Our site, 5starloans.com, is Certified Secure. TrustedSite actively monitors it for threats like malware, phishing, or malicious links.
Privacy
We give customers control of their personal data. Under the California Consumer Privacy Act (CCPA), you have the right to know what we collect, request deletion, or opt out of sharing. Beyond California, we follow nationwide best practices to keep your information safe.
Why Choose Us
Trusted Reputation – Serving customers since 2012 with over 255,000 loans funded
Fast & Flexible – Loan approvals can be completed quickly, with no prepayment penalties
Compliance First – Licensed under DFPI and aligned with federal consumer protection laws
Customer Support – A dedicated team available to guide you every step of the way
