Quick cash loans in Indiana can be a breeze if you own a car and have a legal car title. With 5 Star Car Title Loans in Indiana, you can apply for a cash loan that you can use for anything you need. If you have urgent bills to pay, medical expenses to cover, damage to your home that you need to fix or you just need some extra bills in your wallet, feel free to reach out to us for help. With car title loans in Indiana, you can keep your car, even though you are using its value for a fast loan. That’s how title loans work. We keep the title and you keep the car.
You might be wondering how long it can take to get approval and money with a title loan. This depends on a few factors, such as when you send us your online request, the details of the car you own and sending us the necessary information. We know that you are in a hurry for the cash, so you can cover your emergencies, so we will work as quickly as possible to get the money you need. In many cases, you can get loan approval and cash within one business day! How is that for fast!
If you need cash for any purpose, take a few minutes now to send in your online inquiry form. We are here to help!
How Can I Get Started on My Auto Title Loan in Indiana?
If you’ve decided to send in your online request for a car title loan, you’re half way there to getting your cash! Online personal loans can be an easy and fast way for you to get quick money without leaving your home. Whether you’re home-bound, without a car, you live far from town or for convenience sake, it’s nice to be able to take care of the loan process without going anywhere. In fact, it doesn’t even matter what time you decide to contact us. Whether it’s day or night, Monday or Saturday, our inquiry form is available online. Don’t hesitate to begin now!
Here are the quick steps to getting started with online personal loans:
You can use any electronic device to go to the 5 Star Car Title Loans website. A laptop works and so does a tablet or your smartphone. Use what is the most convenient to find our online inquiry form and complete it. Any time is good, so no worries about the day or the hour.
With the basic information you included in your online request form, we’ll be able to evaluate your eligibility for a title loan. There are a few factors we take into account, but it won’t take us long to get back to you with our decision.
If your request is pre-approved and you get a loan offer to sign, you can get your cash quickly. Just sign it, return it and wait for the cash! In some cases, it can even be ready the following business day.
If you need money for any emergency, reach out to the 5 Star Car Title Loans team today! We’re here to help you get the fast cash you need!
How Do I Get Approved for Car Title Loans in Indiana?
We’ll be happy to review your online request anytime you have a few minutes to send it to us. If it’s the middle of the night and you’re pacing the floor worrying about financial troubles, go to our website and contact us. We are happy to help you with collateral loans in Indiana. Once you fill in the blanks on the inquiry form, we’ll have enough information to process your request.
When we evaluate your request for cash, we’ll check for the following:
Details of the car that you own – It’s important that you are the owner of the vehicle. It’s not possible to use a car title that is issued in someone else’s name. If you own the car but your name is not on the title, visit your local DMV and have them help you update it. Besides the legal car title, we’ll need the details of the vehicle you own. The basic details should include:
-What type of car do you own?
-Model number and production year
-How many miles has it been driven?
-What is the style?
-Have you taken good care of it so that it is in good condition, inside and out?
As you can imagine, these are the details that go into finding out how much your car is worth. We might ask you for a current photo of your car as well.
Personal income information – For us to evaluate your ability to make the monthly payments, we need to verify your income. The quickest way to do this is when you prepare a complete list that shows how much money you get every month. The list should include your salary, any government programs, divorce or child-care payments and any other deposits to your account. Show us proof to make it faster, that can include your most recent bank statements, your current salary stubs or any other supporting documents.
Meeting our credit criteria – The credit criteria for gaining approval for online loans is easier than the criteria used by traditional lenders. Besides that, title loans are secured loans, which also makes approval easier to get. With secured loans, the lender isn’t as worried about your credit score, because your title is used as loan security. We will check your financial details and make our lending decision.
Those are the steps to getting collateral loans online. When you send your inquiry form to us we’ll be ready to begin!
I Can’t Find My Car Title – Is It Really Necessary?
Title loans are based on using a title as collateral for a fast loan. This means that it is a secured loan, which is easier to get. In the instance of car title loans in Indiana, you don’t even have to give up your car to use it as security for a personal loan. Instead, you submit your title so yes, your title is important. If you can’t find your vehicle title, the Department of Motor Vehicles in your city should be able to help you with a replacement. When you go to the DMV, be sure to take identifying information with you, the documents showing that you own the car, if necessary, and some cash to pay the replacement fee.
Your car title also needs to have your complete legal name on it as the owner. If you need for the title to be transferred into your name, the DMV can help you. If you have more questions about this, feel free to reach out to our agents for suggestions.
If you are a new resident to Indiana and haven’t registered your vehicle yet, take time to do this before sending us your request for a title loan. When you have a title that is legal and ready to go, your loan will be processed faster. Remember that at the end of the loan process, you’ll need to submit your legal title to 5 Star Car Title Loans, until the loan has been paid back.
Are There Any Requirements When I Submit My Online Request for a Secured Loan?
We don’t want to waste your time asking for complicated information or too much detail. All we need are the few basic details that will help us confirm who you are, what kind of car you have and if you can be pre-approved for installment loans for bad credit in Indiana. Let us have a look at your details so we can get back to you quickly with a decision regarding your online loan approval:
Basic loan requirements:
-Must be over 18 years of age.
-A car owner, with a valid car title.
-Photo ID, such as a government issued Indiana ID, a current passport or your driver’s license.
-Email address for fast communication.
-Details of your personal bank account, including the name, address and account number.
You may also be asked for your current income – this is for evaluation of your ability to pay
If any other information is needed to process your loan request, you will be notified. Otherwise, let us look over your details and get back to you with our lending decision. You could be pre-approved and get a loan offer to sign right away!
When Online Loans for Bad Credit Are Approved, How Do I Get the Money?
It’s great to find out that your online loan request has been approved, but of course you will be wondering how you’ll actually get your hands on the money. For specific details, you can speak with your loan agent, but there are a few options that are normally available. Choose the method that is the most convenient for you.
Typical Methods for collecting your cash:
-If you have a personal bank account, you can always request a direct deposit to your account.
-You can request a pick up at a MoneyGram location near you in Indiana.
-We can send you a check by regular mail.
Whatever you choose, it should be an easy task. Go get your money so you can begin spending it!
Can Poor Credit Types Be Approved for Personal Loans for Bad Credit in Indiana?
At 5 Star Car Title Loans in Indiana, we are glad to help all consumers with any credit type. If you have a bad credit score, we hope we can help you with online loans for bad credit. The requirement is that you need to own an automobile and you need to have its title. We welcome you, no matter what your credit type is, to send us your online inquiry form for car title loans. When we receive it, we’ll be glad to look at the information you provide so we can make a quick decision.
Title loans are easier to get for bad credit types, because they are secured loans. Secured loans have more simple credit requirements for the easy reason that your car’s title is used as collateral. By using a title as collateral, the lender is less at risk, so approval is easier. Whatever your credit type is today, reach out to our loan team with your online request for fast cash.
Is it Necessary to Have a Bank Account When Getting Quick Loans with Bad Credit in Indiana?
While it is highly recommended to have your own Indiana bank account, there may be situations where it is not mandatory. Having a bank account in your name makes it easier, but there may be other options. For instance, if your loan request is approved and your cash is ready, it’s fast and simple for us to deposit the funds into your account. That way, they are immediately ready to use.
On the other hand, you might want to set up an automatic payment scheme with your bank. On the due date, your payment amount would automatically be transferred to 5 Star Car Title Loans for credit to your account. Besides being very convenient to set up an automatic payment system, it can also save you money! Just think about it – there won’t be any chance of late payments or added penalties if you forget.
If you don’t have access to a bank account, here are some other payment options that might be available:
-Send your loan payment by mail.
-Pay through your online account – just hit the MyAccount tab.
-Walk into one of our 5 Star Car Title Loan offices to pay in person.
-Call us up and we’ll help you pay over the phone, using your credit car.
However you want to make your loan payments, it’s most important that you pay on time.
Are you ready to start on your online loan request now! Following pre-approval and after you sign the contract, you could get your money in as little as 24 hours!2