Get a Fast Loan with 5 Star Car Title Loans™
Keep Your Car, Get Cash Today
Keep your car while borrowing
Fast approval & same-day funding
Transparent terms & no prepayment penalties
Licensed lender, secure application process
Need Fast Cash? Use Your Car Title and Keep Driving
At 5 Star Car Title Loans™, we make it easy to borrow money using your vehicle’s value.
Our car title loans are secured by your vehicle, allowing you to get fast cash without giving up your car.
With our simple and fast process, qualified applicants can receive cash loans up to $50,000* using their car title as collateral, often on the same day.
Even if your credit isn’t perfect, you may still qualify and use your car’s equity to secure a loan with us.
Vehicle Title Loans
Borrow money using your car’s title while keeping your vehicle.
Loan amounts can reach up to $50,000, with flexible repayment terms and no prepayment penalties.
Installment Loans
Cover larger expenses with fixed monthly payments spread over time.
Installment loans offer predictable costs and repayment periods of up to 24 months.
Same-Day Loans
Get fast cash for urgent needs like rent, bills, or car repairs.
Apply today and, if approved, receive your funds the same day.
Why Choose 5 Star Car Title Loans™
255K+ loans funded across multiple states
Serving customers since 2012
Licensed and regulated lender
Clear, upfront terms with no hidden fees
What Clients Are Saying
We are committed to unparalleled customer service. But don’t take our word for it – see what our clients have to say.
“This loan company provided a solution for my immediate cash needs without requiring me to surrender the title of my car. They offered motorcycle title loans, taking into account the value of my motorcycle as collateral. Their flexibility in accepting alternative assets made the entire process convenient and effortless. Thanks!!!”
Bruce J.
San Diego, CA
“Opting for title loans with no credit check through this service was a positive and hassle free experience. The understanding staff, quick approval process, and accessible terms made it a reliable choice for those facing credit challenges.”
Justine B.
Los Angeles, CA
“5 Star Car Title Loans provided exceptional service when I needed a semi-truck title pawn. Their knowledgeable staff guided me through the process smoothly, and I was able to access the funds I needed quickly, making them my go-to choice for any future financial needs.“
P. Hill A.
Atlanta, GA
“I had a positive experience with the process of getting a title loan; the service was quick, and the staff was incredibly helpful in guiding me through the steps. Their efficient approach to getting a title loan made the experience stress-free, and I highly recommend their services to anyone in need of financial assistance.”
Eugene P.
Tampa, FL
“I had an urgent financial need, and 5 Star Car Title Loans came through with their excellent cash advance title loans near me. The quick approval process and friendly customer service made them the perfect solution for my immediate financial concerns.”
Miles K.
Sacramento, CA
“5 Star Car Title Loans was fantastic for fast title loans near me. The process was incredibly speedy, and I had the money I needed in no time, thanks to their prompt and reliable service.”
Tachen H.
Fullerton, CA
“I was amazed by how quickly I was able to get a same day loan with no credit check in Oxnard. The approval process was fast and stress free and I had the funds in my account within hours, which really helped me out in a pinch.”
Madison L.
Oxnard, CA
How It Works
Get Funded in 3 Simple Steps
- Apply online or in person – Complete a simple application form.
- Quick approval decision – Receive a decision within minutes.
- Get cash today – Pick up funds and keep driving your car.
Nationwide Locations
Find a Location by State
Find a Location Near You
We’re here to help wherever you are. Our headquarters is located in San Bernardino, CA, and we serve customers in nearly 18 states through our locations.*
Over the years, we’ve supported thousands of customers with fast, reliable title loans across the U.S. Find your nearest location today and see how we can help you get cash quickly.
*Loan terms and availability vary by state and are subject to local regulations.
Fast & Convenient Online Title Loans
Skip the visit to a branch and start from anywhere. With our online title loan option, you can apply, upload documents, and in many cases receive approval the same day. It’s quick, secure, and designed to fit your schedule. Start your online request now to check how much you may qualify for.*
Availability of fully online title loans may vary by state regulations. Some steps, such as title verification or DMV filing, may still require in-person completion.
Frequently Asked Questions
How Much Can I Borrow With a Title Loan?
The amount you can borrow depends on your vehicle’s current market value, mileage, and condition, as well as your ability to repay.
Loan amounts typically range from a few hundred dollars up to several thousand dollars, and in some cases you may qualify for as much as $50,000. The exact loan limit may also vary depending on state regulations.
How Fast Can I Get the Money?
Most borrowers receive a decision within minutes after submitting their application. If approved and all required documents are provided early in the day, you may be able to pick up your funds the same business day8. In some cases, funding may take until the next business day.
Is There an Application Fee?
No, there is no fee to apply for a title loan. You only pay interest and fees if your loan is approved and funded. All costs will be disclosed upfront in your loan agreement so you know exactly what to expect before signing.
What Are the Interest Rates and Terms?
Interest rates and loan terms vary depending on your state’s laws, your loan amount, and your repayment ability. Rates are set according to state regulations, and all terms will be clearly outlined before you sign. Many loans are structured with fixed monthly payments, and there are no penalties for early repayment.
Will Applying Affect My Credit Score?
Submitting an application will not affect your credit score because title loans generally do not require a hard credit check. However, if your loan goes unpaid and the account is sent to collections, it could impact your credit history.
Can I Qualify If I Have Bad Credit?
Yes. Title loans are secured by your vehicle’s title, so approval is based more on your car’s value and your ability to repay the loan than on your credit history. Even with bad credit, you may still be eligible as long as you meet income and vehicle requirements.
What Documents Are Required?
Most borrowers need to provide:
- A clear vehicle title in their name
- Proof of income (such as pay stubs, bank statements, or benefits statements)
- Government-issued photo ID
- Proof of residence (such as a utility bill or lease)
Some states may require additional documentation.
What Happens If I Can’t Repay?
If you are having trouble making a payment, contact our team as soon as possible to discuss your options. Missing payments may lead to late fees or additional charges, and in some cases your vehicle could be repossessed as outlined in the loan agreement. In certain situations, we may be able to review possible payment arrangements to help you stay on track.
Is It Safe to Apply Online?
Yes. We use secure encryption technology to protect your personal and financial information. Always make sure you apply through an official website and avoid sharing sensitive details on unverified platforms.
Can I Refinance My Title Loan with 5 Star Loans™?
Yes, you can refinance your current title loan with us to lower your monthly payments or secure a better rate. Our team will help you pay off your existing lender and set up a new loan with improved terms.
