Home Title Loan Laws by State

Title Loan Laws & Borrower Protections by State

5 Star Car Title Loans operates in 13 states across the U.S. Title loan rates, terms, and borrower protections are set by each state’s lending laws. Select your state below to jump directly to the rates, regulations, and protections that apply to you.

California

Florida

Indiana

Kentucky

Louisiana

Michigan

Ohio

Oklahoma

South Carolina

Tennessee

Texas

Virginia

Washington

Disclaimer: State title loan laws change. Our team monitors state regulators and updates this information on an ongoing basis, in line with our Editorial Policy. Where a conflict exists between this page and current state law, state law controls.

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5 Star Car Title Loans


5 Star Loans, Inc., dba
5 Star Car Title Loans™

473 E. Carnegie Dr.,
Suite 200
San Bernardino, CA 92408

NMLS ID 1442517

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1Applications submitted through this website are processed by 5 Star Loans™, Inc., dba 5 Star Car Title Loans™

2Applicants must be at least 18 years of age (19 in Alabama). Loans are not available in all states.  

3Use of this website is free. We may share personal information with third-party service providers as necessary to process your loan request, in accordance with our Privacy Policy.

4USA PATRIOT ACT NOTICE: IMPORTANT INFORMATION ABOUT OPENING A NEW ACCOUNT. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

5Loan proceeds are intended primarily for personal, household, or family purposes. The minimum loan amounts differ according to various states. Consumers must prove their ability to repay the loan. 

6Approving loans depends on meeting credit criteria and may include offering certain assets as collateral. The actual loan amounts, terms, and Annual Percentage Rate (APR) of a loan that the consumer qualifies for could vary according to the consumer.  

7Title Loans can be expensive and are intended for short-term financial needs only. Consumers may have access to lower-cost alternatives. Paying the loan early may help reduce additional finance charges. 

8Completing the application may take about five (5) minutes. Conditional approval may be issued pending document review. Final funding begins upon full approval and receipt of all required documents signed before 2 PM local time on a business day.  

9Title Loan Notice: This loan is secured by your vehicle. If required payments are not made, your vehicle may be repossessed, and you could lose your car. Late or missed payments may be reported to consumer reporting agencies and could negatively affect your credit.

10For anyone experiencing difficulty with this website using a screen reader, please feel free to call (510) 992-4050 for assistance.

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