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Title Loans in Coral Springs

Title Loans in Coral Springs

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How Do Title Loans Work in Coral Springs, FL?

You bring the clear title to your car, truck, or motorcycle to 5 Star Car Title Loans, the vehicle is appraised, and you receive funds based on that value and your ability to repay — while continuing to drive.

Home to about 136,000 residents, Coral Springs sits in Broward County, Florida.

Florida-licensed lenders operate under the Florida Title Loan Act, Chapter 537, Florida Statutes, enforced by the Florida Office of Financial Regulation (OFR).

Rate cap: Tiered: 30% per year on first $2,000: 24% per year on $2,001-$3,000; 18% per year above $3,000.

Across 34 Coral Springs title loans funded in 2024–2025, borrowers received an average of $4,664, ranging from $575 to $20,163.

Apply for a Title Loan in Coral Springs

smiling people

Requirements

Car details

Personal details

Vehicle Title

Identification

References

Process

Apply by phone or online

Complete all necessary requirements

Visit a local inspection center or use online vehicle verification

Get your money

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Our Locations in Coral Springs

10820 Wiles Rd
Coral Springs, FL 33076
(754) 704-4729
View the Location page →

Title Loan Data for Coral Springs, FL

$4,664

Average Loan Amount

$575–$20,163

Loan Range

2015

Average Vehicle Year

34

Loans Funded

Based on 34 loans in Coral Springs from 2024 to 2025. Actual loan amounts vary based on your vehicle’s condition, mileage, your ability to repay the loan, and Florida regulations.

Actual Title Loans Funded in Coral Springs, FL

Actual loan amounts vary based on vehicle condition, mileage, and Florida regulations.

Year Make Model Miles Funded Amount
2025GMCSierra 35003,250$20,163
2005MercuryGrand Marquis100,000$1,558
2000LincolnTown Car92,000$1,047
2014Mercedes-BenzCLS Class116,574$3,500
2012AudiQ7142,750$3,907
2020KiaForte56,190$9,025
2020ChevroletSuburban123,000$9,928
2015AcuraMDX99,000$2,575
2014BMWX5180,000$5,111
2011ChevroletMalibu196,066$575

Average Title Loan by Most Common Vehicles in Coral Springs, FL

Vehicle Make Avg. Vehicle Value Avg. Loan Amount Borrowers
Toyota$9,660$3,1185
Ford$11,253$6,2604
Chevrolet$11,806$6,4674
BMW$2,963$2,9432
Audi$6,900$3,4912

Based on 34 loans in Coral Springs from 2024 to 2025. Actual loan amounts vary based on your vehicle’s condition, mileage, your ability to repay the loan, and Florida regulations.

Did You Know? Coral Springs by the Numbers

What Coral Springs Borrowers Used Their Loan For

# Top Use
1Critical Home Repairs (Roof, Plumbing)
2Electric and Water Utilities
3Emergency Medical Bills

Based on 34 borrowers in Coral Springs from 2024–2025.

Unemployment Rate in Coral Springs, Florida

5.1% of Coral Springs residents are currently unemployed, compared to the Florida state average of 5.0%.

Source: U.S. Census Bureau & Bureau of Labor Statistics.

Median Household Income in Coral Springs, Florida

The median household income in Coral Springs is $93,602. About 7.6% of residents live below the federal poverty line.

Source: U.S. Census Bureau & Bureau of Labor Statistics.

Title Loan Regulations in Florida

  • Interest rate cap: Tiered: 30% per year on first $2,000; 24% per year on $2,001-$3,000; 18% per year above $3,000
  • Loan range: $250 to $10,000 (typical market range)
  • Repayment term: 30-day term, extendable for additional 30-day periods
  • Regulated by: Florida Office of Financial Regulation (OFR)

What a Title Loan Costs in Florida

Loan Amount Term APR Interest/Fees Total Due
$1,00030 days30%$25$1,025
$3,00030 days28%$69$3,069
$5,00030 days24%$99$5,099

Your actual rate and payment depend on your lender and agreement. Always ask your lender for the full APR before signing.

📖 Governing law: Florida Title Loan Act, Chapter 537, Florida Statutes

See all Florida title loan rules and consumer protections on our Florida title loans page.

Title Loan Questions for Coral Springs, FL Residents

What documents do I need to apply for a title loan in Coral Springs?

Here is what you need to qualify in Coral Springs:

Vehicle title in your name
Valid government-issued photo ID
Proof of income (pay stubs, benefit letters, bank statements)
Proof of Florida address
Social Security number

Your credit history is not the deciding factor.

Can I get a title loan with bad credit?

Yes. You may still qualify with bad credit or a past bankruptcy. Approval is based mainly on your vehicle’s value and your ability to repay.

Can I keep my car?

Yes. You keep and drive your car throughout the entire loan term.

Do I need to bring my car in for an inspection in Coral Springs?

In many cases, a full in-person inspection is not required. You can submit your vehicle details and photos online for an initial evaluation. Funds can always be arranged without an in-person visit. Get a free estimate online to start the process.

Do mileage and vehicle condition affect how much I can borrow with a title loan?

Yes, mileage is one of the factors the factors used to evaluate your vehicle. The vehicle’s make, model, year, mileage, and overall condition are evaluated to determine its current market value. Higher mileage generally reduces the estimated value, which affects the loan amount. As a guideline, you may qualify for up to 50% of your car’s current market value.

What can I use my title loan money for in Coral Springs?

You can use your title loan funds for anything you need. There are no restrictions on how the money is spent. Borrowers commonly use them for rent, utilities, car repairs, medical bills, and other unexpected costs. Because title loans are fast, they are well-suited for urgent financial needs.

Are title loan interest rates higher than other loan options in Coral Springs?

Yes, title loan interest rates are typically higher than personal loans or credit cards for borrowers with good credit. Florida caps rates on a tiered basis under Chapter 537: 30% per year on the first $1,000, 24% on $1,001 to $3,000, and 18% on amounts above $3,000. Title loans are best for short-term emergencies when traditional credit is unavailable.

How much money can I get with a car title loan in Coral Springs?

Florida law sets no minimum or maximum on title loan amounts. In Coral Springs, you may qualify for around 50 to $10,000 depending on your vehicle’s value and ability to repay. Most borrowers qualify for up to 50% of what their car is worth. Apply online for a free estimate.

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