Title Loan Activity in the 91942 Area
18
Loans Funded
$4,811
Average Loan Amount
2016
Average Vehicle Year
Recent Loans Near 8838 La Mesa Blvd
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2018 | Ford | F150 | 222,500 | $3,015 |
| 2018 | Mitsubishi | Outlander | 216,092 | $3,815 |
| 2018 | Hyundai | Santa Fe Sport | 67,704 | $2,525 |
| 2013 | Subaru | Impreza | 80,000 | $5,500 |
| 2017 | Triumph | Bonneville Bobber | 3,700 | $4,015 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Ford ($3,227 avg), Honda ($8,196 avg), Nissan ($2,770 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in La Mesa
Yes. Vehicles with high mileage regularly qualify. Near 91942, a 2018 Ford F150 with 222,500 miles on it was approved for $3,015. The average mileage among borrowers in this area is 102,696 miles.
Yes. Trucks and SUVs often qualify for higher loan amounts due to their value. Near 91942, a 2018 Ford F150 with 222,500 miles was approved for $3,015. Bring your truck or SUV title to get a free estimate.
We’re located in La Mesa, near Bethel Seminary San Diego and Connect English, San Diego, with College Ave Church also nearby. Look for us at 8838 La Mesa Blvd.
Yes, car title loans are regulated in California by the DFPI under the California Finance Lenders Law. Key consumer protections include:
Rate caps for loans between $2,500 and $10,000
No rollover loans allowed
Late fees capped by law
Required licensing for all lenders
5 Star Car Title Loans is licensed to operate in California.
No, a bankruptcy on your record does not automatically disqualify you. Because title loans are secured by your vehicle rather than your credit history, approval is based on your car’s value and your current ability to repay. If your bankruptcy is discharged and you have a qualifying vehicle and income, you may still be eligible.
