Title Loan Activity in the 33186 Area
5
Loans Funded
$4,019
Average Loan Amount
2017
Average Vehicle Year
Recent Loans Near 12212 SW 129th Ct
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2016 | INFINITI | QX80 | 159,000 | $3,704 |
| 2020 | Ford | Transit Connect | 208,000 | $3,575 |
| 2018 | Suzuki | DR-Z400SM | 4,800 | $3,954 |
| 2018 | Mitsubishi | Outlander Sport | 80,000 | $2,860 |
| 2015 | Cadillac | Escalade | 164,050 | $6,000 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Cadillac ($6,000 avg), Ford ($3,575 avg), INFINITI ($3,704 avg)
Know Before You Borrow in Florida
- Interest rate cap: Tiered: 30% per year on first $2,000; 24% per year on $2,001-$3,000; 18% per year above $3,000
- Loan range: $250 to $10,000 (typical market range)
- Repayment term: 30-day term, extendable for additional 30-day periods
- Regulated by: Florida Office of Financial Regulation (OFR)
For complete Florida title loan regulations and consumer protections, visit our full Florida guide.
Quick Answers About Title Loans in Miami
In the 33186 area, title loans have ranged from $2,860 to $6,000, with an average of $4,019 across 5 loans funded. The largest recent loan was $6,000 for a 2015 Cadillac Escalade. Your amount depends on your vehicle’s value and ability to repay.
Yes. Vehicles with high mileage regularly qualify. Near 33186, a 2020 Ford Transit Connect with 208,000 miles on it was approved for $3,575. The average mileage among borrowers in this area is 123,170 miles.
We’re located in Miami, near Town Center Preschool and Belly Motions, Inc., with Miami Ice Arena also nearby. Look for us at 12212 SW 129th Ct.
Florida allows car title loans under the Florida Title Loan Act (Chapter 537). Lenders must be licensed by the Florida OFR, verify at flofr.gov. Borrowers are protected by tiered rate caps, mandatory cost disclosure before signing, no prepayment penalty, the right to partial payments, and a prohibition on capitalizing unpaid interest on extensions.
The lender submits an electronic lien release to the Florida DHSMV, typically within 10 business days of your final payment. Your title remains electronic until you request a paper copy via the MyDMV Portal (small fee, mailed in 3 to 4 weeks).
