Title Loan Activity in the 79109 Area
39
Loans Funded
$1,210
Average Loan Amount
2009
Average Vehicle Year
Recent Loans Near 3021 SW 26th Ave
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2014 | Subaru | Outback | 90,160 | $472 |
| 2007 | Chevrolet | Equinox | 146,728 | $828 |
| 2012 | Toyota | Camry | 253,114 | $472 |
| 2013 | Nissan | Murano | 216,147 | $512 |
| 2011 | Toyota | Tundra | 13,164 | $172 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Chevrolet ($855 avg), Ford ($999 avg), GMC ($1,775 avg)
Know Before You Borrow in Texas
- Interest rate cap: No state cap on CAB fees (typical market rate: $20 per $100 per 30 days = ~243% APR); third-party lender interest capped at 10% per year
- Loan range: $500 to $10,000 (typical)
- Repayment term: Single payment (typically 30 days) or installment (typically 90-180 days)
- Regulated by: Texas Office of Consumer Credit Commissioner (OCCC)
For complete Texas title loan regulations and consumer protections, visit our full Texas guide.
Quick Answers About Title Loans in Amarillo
In the 79109 area, title loans have ranged from $172 to $5,000, with an average of $1,210 across 39 loans funded. The largest recent loan was $5,000 for a 2019 Ram 1500. Your amount depends on your vehicle’s value and ability to repay.
Yes. Vehicles with high mileage regularly qualify. Near 79109, a 2000 Chevrolet Silverado 1500 Extended Cab with 268,209 miles on it was approved for $450. The average mileage among borrowers in this area is 157,569 miles.
We’re located in Amarillo, near Amarillo Scuba Center and Amarillo’s Ultimate Music School, with Amarillo Music Academy also nearby. Look for us at 3021 SW 26th Ave.
Texas title loan costs are higher than most other borrowing options. Fees are unregulated, and the total effective APR can be substantial. Even with the mandatory cost disclosure, a Texas title loan is more expensive than a personal loan from a bank or credit union. Understanding the full cost before signing is essential.
Yes, you can lose your car if payments stop on a title loan. Texas law allows repossession after default with no court order and no required advance notice to the borrower. You must receive at least 10 days notice before the vehicle is sold. If the sale does not cover the full amount owed, including repossession and storage fees, the lender may pursue the remaining deficiency. The best course of action is to contact your lender before missing a payment. Early communication is your best opportunity to find a workable path forward.
