Title Loan Data for Brunswick, OH
$4,004
Average Loan Amount
$500–$20,000
Loan Range
2015
Average Vehicle Year
527
Loans Funded
Based on 527 loans in Brunswick from 2024 to 2025. Actual loan amounts vary based on your vehicle’s condition, mileage, your ability to repay the loan, and Ohio regulations.
Actual Title Loans Funded in Brunswick, OH
Actual loan amounts vary based on vehicle condition, mileage, and Ohio regulations.
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2007 | Dodge | Ram 1500 | 150,000 | $2,778 |
| 2020 | Nissan | Rogue | 192,041 | $4,893 |
| 2018 | Ford | Fusion | 153,312 | $2,643 |
| 2010 | Ford | F150 | 188,000 | $1,983 |
| 2018 | Ford | Flex | 183,786 | $3,420 |
| 2012 | INFINITI | FX35 | 145,000 | $2,211 |
| 2014 | Chrysler | Town & Country | 190,112 | $2,286 |
| 2017 | Kia | Forte | 129,025 | $2,000 |
| 2018 | Honda | HR-V | 88,000 | $2,000 |
| 1991 | Ford | Pickup Reg Cab | 150,000 | $2,497 |
Average Title Loan by Most Common Vehicles in Brunswick, OH
| Vehicle Make | Avg. Vehicle Value | Avg. Loan Amount | Borrowers |
|---|---|---|---|
| Ford | $11,113 | $4,593 | 76 |
| Chevrolet | $11,727 | $3,628 | 74 |
| Honda | $10,474 | $4,011 | 54 |
| Toyota | $12,072 | $4,082 | 47 |
| Jeep | $11,591 | $3,788 | 36 |
Based on 527 loans in Brunswick from 2024 to 2025. Actual loan amounts vary based on your vehicle’s condition, mileage, your ability to repay the loan, and Ohio regulations.
Did You Know? Brunswick by the Numbers
What Brunswick Borrowers Used Their Loan For
| # | Top Use |
|---|---|
| 1 | Electric and Water Utilities |
| 2 | Emergency Medical Bills |
| 3 | Groceries and Household Essentials |
Based on 527 borrowers in Brunswick from 2024–2025.
Unemployment Rate in Brunswick, Ohio
2.0% of Brunswick residents are currently unemployed, compared to the Ohio state average of 4.6%.
Source: U.S. Census Bureau & Bureau of Labor Statistics.
Median Household Income in Brunswick, Ohio
The median household income in Brunswick is $90,663. About 6.1% of residents live below the federal poverty line.
Source: U.S. Census Bureau & Bureau of Labor Statistics.
Title Loan Regulations in Ohio
- Interest rate cap: 25% per year
- Loan range: $2,500 to $15,000 (typical; no state maximum)
- Repayment term: Minimum 6 months; no maximum; fixed monthly installments
- Regulated by: Ohio Department of Commerce – Division of Financial Institutions (DFI)
What a Title Loan Costs in Ohio
| Loan Amount | Term | APR | Interest/Fees | Total Due |
|---|---|---|---|---|
| $1,000 | 12 months | 25% | $141 | $1,141 |
| $2,500 | 24 months | 25% | $702 | $3,202 |
| $5,000 | 36 months | 25% | $2,157 | $7,157 |
These are interest-only examples and do not include origination fees. Lender must also charge an origination fee: $15-$200 depending on loan size, or $250 (or 1% of the loan, whichever greater) for loans $5,000+.
📖 Governing law: Consumer Installment Loan Act (CILA), Ohio Revised Code §§ 1321.62 to 1321.702
See all Ohio title loan rules and consumer protections on our Ohio title loans page.
Title Loan Questions for Brunswick, OH Residents
Yes. You may still qualify with bad credit or a past bankruptcy. Approval is based mainly on your vehicle’s value and your ability to repay.
Yes. At 5 Star Car Title Loans™, you can complete your pre-approval online for free with no obligation. In most cases, the process, including the application, remote car inspection, and signing the agreement, can be completed from home.
A soft or hard credit inquiry may be run, but a poor credit history is generally not disqualifying. Because the loan is secured by your car’s title, the main concern is your vehicle’s value and your ability to make scheduled payments.
When a bank denies you due to credit history or you need funds faster than a traditional loan allows, a title loan can be an alternative. Title loans are collateral-based, meaning approval depends on your vehicle’s equity rather than your creditworthiness. However, rates are higher than bank loans and your car is on the line if you cannot repay, so compare total costs carefully before committing.
Once you pay off your title loan in full, the lender is required to release the lien on your title. The release is filed with the Ohio BMV. Your title will then reflect no outstanding lien. A BMV fee may apply if a new printed title is needed. Contact the Ohio BMV at bmv.ohio.gov for current fees and processing details.
Review your title for any lienholder notation. A clear, lien-free title will show no party listed in the lien section. For confirmation, check directly with the Ohio BMV at bmv.ohio.gov or contact your previous lender for a written lien release.
Many older and high-mileage vehicles qualify for title loans. The key factors are current market value and mechanical condition, not the vehicle’s age alone. Providing your vehicle’s year, make, model, mileage, and condition upfront helps determine whether it meets the minimum value needed for the loan you are requesting.
Since your car is the collateral, falling behind on payments can lead to losing your vehicle. Ohio law allows the lender to charge a late fee of 5% of the overdue amount or 0 (whichever is greater) after 10 days. If default continues, the lender may repossess per ORC § 1309.609. You generally have 20 days from repossession (or 15 days from the lender’s notice) to reclaim your car. If you see a missed payment coming, call your lender ahead of time. Proactive communication is the best way to explore alternatives before the situation escalates.
