Title Loan Data for Paramount, CA
$4,527
Average Loan Amount
$2,525–$7,965
Loan Range
2014
Average Vehicle Year
17
Loans Funded
Based on 17 loans in Paramount from 2024 to 2025. Actual loan amounts vary based on your vehicle’s condition, mileage, your ability to repay the loan, and California regulations.
Actual Title Loans Funded in Paramount, CA
Actual loan amounts vary based on vehicle condition, mileage, and California regulations.
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2017 | Harley-Davidson | FLHX Street Glide | 1,400 | $4,015 |
| 2015 | International | ProStar | 840,000 | $7,965 |
| 2013 | Honda | Accord | 200,000 | $6,881 |
| 2017 | Lexus | IS 200t | 150,000 | $3,915 |
| 2018 | Ford | F150 | 150,000 | $2,525 |
| 2013 | GMC | Terrain | 127,000 | $3,515 |
| 2014 | Toyota | Sienna | 210,000 | $4,815 |
| 2011 | BMW | 5-Series | 15,000 | $3,297 |
| 2006 | Nissan | 350Z | 109,719 | $3,330 |
| 2014 | Ford | Focus | 112,000 | $2,807 |
Average Title Loan by Most Common Vehicles in Paramount, CA
| Vehicle Make | Avg. Vehicle Value | Avg. Loan Amount | Borrowers |
|---|---|---|---|
| Ford | $3,817 | $2,619 | 3 |
| Lexus | $16,783 | $5,432 | 3 |
| Honda | $8,013 | $6,971 | 2 |
| Chevrolet | $4,175 | $2,525 | 1 |
| GMC | $5,400 | $3,515 | 1 |
Based on 17 loans in Paramount from 2024 to 2025. Actual loan amounts vary based on your vehicle’s condition, mileage, your ability to repay the loan, and California regulations.
Did You Know? Paramount by the Numbers
What Paramount Borrowers Used Their Loan For
| # | Top Use |
|---|---|
| 1 | Electric and Water Utilities |
| 2 | Emergency Medical Bills |
| 3 | Gas and Transportation Costs |
Based on 17 borrowers in Paramount from 2024–2025.
Unemployment Rate in Paramount, California
5.7% of Paramount residents are currently unemployed, compared to the California state average of 7.1%.
Source: U.S. Census Bureau & Bureau of Labor Statistics.
Median Household Income in Paramount, California
The median household income in Paramount is $75,250. About 12.6% of residents live below the federal poverty line.
Source: U.S. Census Bureau & Bureau of Labor Statistics.
Title Loan Regulations in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
What a Title Loan Costs in California
| Loan Amount | Term | APR | Interest/Fees | Total Due |
|---|---|---|---|---|
| $3,000 | 24 months | 36% | $1,252 | $4,252 |
| $5,000 | 24 months | 36% | $2,087 | $7,087 |
| $9,999 | 24 months | 36% | $4,171 | $14,170 |
Your actual APR also includes the Federal Funds Rate (3.64% as of February 2026), making the current cap about 39.6%. Loans over $10,000 have no state rate cap. Always make sure your lender shows you the exact APR before signing.
📖 Governing law: California Finance Lenders Law (Cal. Fin. Code §§ 22000 to 22780)
See all California title loan rules and consumer protections on our California title loans page.
Title Loan Questions for Paramount, CA Residents
Yes. You keep and drive your car throughout the entire loan term.
In many cases, a full in-person inspection is not required. You can submit your vehicle information and photos online for an initial estimate. Funds can always be arranged without leaving home.
A car title loan may make more sense than a bank loan in Paramount when you need funds quickly and cannot qualify for traditional financing due to credit history. Title loans are faster and do not require good credit – but they carry higher interest rates and your vehicle is at risk if the loan is not repaid. It is a trade-off worth understanding clearly.
Yes, car title loans are regulated in California by the DFPI under the California Finance Lenders Law. Key consumer protections include:
Rate caps for loans between $2,500 and $10,000
No rollover loans allowed
Late fees capped by law
Required licensing for all lenders
5 Star Car Title Loans is licensed to operate in California.
Vehicles with a salvage or branded title may still qualify for a title loan in Paramount, depending on the vehicle’s value and condition. Because salvage titles generally lower a car’s market value, approval can vary. Apply online for a quick pre-approval to see your options.
Title loan applications in Paramount are typically declined when the vehicle has too little equity, there is no verifiable income, or the title is not in the applicant’s name. Poor credit alone is rarely the deciding factor, since the loan is secured by the vehicle.
The entire process can be completed online in Paramount. Submit your application, share your vehicle information and required documents, and receive a decision. Get a free estimate online to see your options.
In Paramount, 5 Star Car Title Loans aims to move fast. The online application takes a few minutes. Many customers receive approval the same day. Funding follows once your documents are verified. Get a free estimate online to see how quickly you can get started.
