Title Loan Activity in the 95993 Area
7
Loans Funded
$6,441
Average Loan Amount
2017
Average Vehicle Year
Recent Loans Near 1622 Lincoln Rd b
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2023 | Harley-Davidson | FXBBS Street Bob 114 | 11,000 | $4,015 |
| 2013 | Volkswagen | Beetle | 100,000 | $2,525 |
| 2020 | Honda | Accord | 40,000 | $5,000 |
| 2020 | Mercedes-Benz | GLC | 34,500 | $5,015 |
| 2017 | Jeep | Wrangler | 77,355 | $18,000 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Harley-Davidson ($4,015 avg), Honda ($5,000 avg), Chevrolet ($3,515 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Yuba City
Yes. Trucks and SUVs often qualify for higher loan amounts due to their value. Near 95993, a 2014 Chevrolet Silverado 1500 with 103,707 miles was approved for $3,515. Bring your truck or SUV title to get a free estimate.
In the 95993 area, title loans have ranged from $2,525 to $18,000, with an average of $6,441 across 7 loans funded. The largest recent loan was $18,000 for a 2017 Jeep Wrangler. Your amount depends on your vehicle’s value and ability to repay.
We’re located in Yuba City, near Creative Kids School Age Program and The Little Owls Nest, with Creative Kids also nearby. Look for us at 1622 Lincoln Rd b.
Title loans can cost more than many other borrowing options. Interest rates are usually higher, and your vehicle is used as collateral. Alternatives such as personal loans, credit cards, or payment plans may cost less if you qualify. Title loans are typically used for short-term emergency needs or by borrowers who cannot qualify for traditional loans.
If you stop paying your title loan in Yuba City, the main risk is losing your vehicle. Under California law, the lender can repossess your car without advance warning once the loan is in default. You will be notified before any sale and have the right to reclaim the vehicle by paying the outstanding balance before the sale date.
