Title Loan Activity in the 22801 Area
3
Loans Funded
$3,515
Average Loan Amount
2016
Average Vehicle Year
Recent Loans Near 1871 S Main St
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2017 | Toyota | RAV4 | 102,000 | $6,243 |
| 2013 | Honda | Civic | 104,044 | $2,352 |
| 2017 | Volkswagen | Jetta | 75,000 | $1,950 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Honda ($2,352 avg), Toyota ($6,243 avg), Volkswagen ($1,950 avg)
Know Before You Borrow in Virginia
- Interest rate cap: 36% per year interest plus optional monthly maintenance fee up to $15/month
- Loan range: Up to $2,500 (no minimum)
- Repayment term: 6 to 24 months
- Regulated by: Virginia State Corporation Commission (SCC) – Bureau of Financial Institutions
For complete Virginia title loan regulations and consumer protections, visit our full Virginia guide.
Quick Answers About Title Loans in Harrisonburg
Yes. Vehicles with high mileage regularly qualify. Near 22801, a 2013 Honda Civic with 104,044 miles on it was approved for $2,352. The average mileage among borrowers in this area is 93,681 miles.
The smallest recent title loan near 22801 was $1,950 for a 2017 Volkswagen Jetta with 75,000 miles. Across 3 loans in this area, amounts start as low as $1,950. Your loan amount depends on your vehicle’s current market value.
We’re located in Harrisonburg, near Little Peoples Preschool and Candy Apples Preschool, with Speech and Language Center, PLLC also nearby. Look for us at 1871 S Main St.
Bankruptcy history is less of a barrier for title loans than for traditional financing. Vehicle collateral value and current repayment ability matter more than past credit events. If your bankruptcy has been discharged and you have verifiable income, you may still qualify.
Yes, title loans in Harrisonburg carry higher costs than bank loans, personal loans, or credit union products, even with Virginia’s 36% annual rate cap. Monthly maintenance fees add to the total. Compare the total repayment amount in your loan contract against available alternatives before committing.
