Title Loan Activity in the 92701 Area
13
Loans Funded
$4,725
Average Loan Amount
2013
Average Vehicle Year
Recent Loans Near 1600 N Grand Ave
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2013 | Jeep | Wrangler | 92,326 | $9,042 |
| 2011 | Mercedes-Benz | C Class | 134,135 | $2,742 |
| 2017 | Chevrolet | Suburban | 221,785 | $4,604 |
| 2007 | Dodge | Ram 2500 | 290,000 | $2,635 |
| 2010 | Hyundai | Genesis | 80,000 | $2,525 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Ford ($3,595 avg), Toyota ($9,831 avg), Chrysler ($2,525 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Santa Ana
Yes. Trucks and SUVs often qualify for higher loan amounts due to their value. Near 92701, a 2019 Toyota 4Runner with 65,000 miles was approved for $13,146. Bring your truck or SUV title to get a free estimate.
In the 92701 area, title loans have ranged from $2,510 to $13,146, with an average of $4,725 across 13 loans funded. The largest recent loan was $13,146 for a 2019 Toyota 4Runner. Your amount depends on your vehicle’s value and ability to repay.
We’re located in Santa Ana, near Calvary Church of Santa Ana and Santa Ana Unified School District, with Sunrise Christian Preschool also nearby. Look for us at 1600 N Grand Ave.
Title loan rates are generally higher than traditional bank financing in Santa Ana. This reflects the borrower profile: title loans serve people outside the traditional credit system. California’s rate cap (approximately 39.6% APR for $,500-0,000 loans) provides a ceiling, but the cost is real and worth understanding before applying.
If you stop paying your title loan in Santa Ana, the main risk is losing your vehicle. Under California law, the lender can repossess your car without advance warning once the loan is in default. You will be notified before any sale and have the right to reclaim the vehicle by paying the outstanding balance before the sale date.
