Title Loan Activity in the 78501 Area
6
Loans Funded
$3,515
Average Loan Amount
2013
Average Vehicle Year
Recent Loans Near 1127 Pecan Blvd #7
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2013 | Audi | A7 | 90,000 | $3,228 |
| 2018 | Chevrolet | Malibu | 168,897 | $4,028 |
| 2015 | Ford | F150 | 209,000 | $3,828 |
| 2004 | GMC | Yukon | 182,000 | $1,278 |
| 2011 | Mercedes-Benz | C-Class | 126,143 | $5,000 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Chevrolet ($3,878 avg), Audi ($3,228 avg), Ford ($3,828 avg)
Know Before You Borrow in Texas
- Interest rate cap: No state cap on CAB fees (typical market rate: $20 per $100 per 30 days = ~243% APR); third-party lender interest capped at 10% per year
- Loan range: $500 to $10,000 (typical)
- Repayment term: Single payment (typically 30 days) or installment (typically 90-180 days)
- Regulated by: Texas Office of Consumer Credit Commissioner (OCCC)
For complete Texas title loan regulations and consumer protections, visit our full Texas guide.
Quick Answers About Title Loans in McAllen
Yes. The average vehicle year among borrowers in the 78501 area is 2013. A 2004 GMC Yukon with 182,000 miles recently qualified for $1,278 near McAllen. Your vehicle’s condition and value matter more than its age.
The smallest recent title loan near 78501 was $1,278 for a 2004 GMC Yukon with 182,000 miles. Across 6 loans in this area, amounts start as low as $1,278. Your loan amount depends on your vehicle’s current market value.
We’re located in McAllen, near Kindermusik With Ms Marisa and Scuba Shack, with Gold’s Gym also nearby. Look for us at 1127 Pecan Blvd #7.
After full repayment, the lender has 10 days to release the lien with TxDMV. Electronic liens are cleared automatically once the lender files the release. Paper title releases use Form VTR-266 or a written release on the lender’s letterhead, mailed to you. If the lien is not released within 10 days of payoff, contact the OCCC at (800) 538-1579.
Bankruptcy history is less of a barrier for title loans than for traditional financing. Vehicle collateral value and current ability to repay matter more than past credit events. If your bankruptcy has been discharged and you have verifiable income, you may still qualify.
