Title Loan Activity in the 77087 Area
3
Loans Funded
$955
Average Loan Amount
2011
Average Vehicle Year
Recent Loans Near 3110 Woodridge Dr #101
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2014 | Chevrolet | Sonic | 1,734 | $533 |
| 2012 | Ford | Focus | 144,921 | $1,383 |
| 2008 | Mazda | Mazda3 | 275,000 | $950 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Chevrolet ($533 avg), Ford ($1,383 avg), Mazda ($950 avg)
Know Before You Borrow in Texas
- Interest rate cap: No state cap on CAB fees (typical market rate: $20 per $100 per 30 days = ~243% APR); third-party lender interest capped at 10% per year
- Loan range: $500 to $10,000 (typical)
- Repayment term: Single payment (typically 30 days) or installment (typically 90-180 days)
- Regulated by: Texas Office of Consumer Credit Commissioner (OCCC)
For complete Texas title loan regulations and consumer protections, visit our full Texas guide.
Quick Answers About Title Loans in Houston
In the 77087 area, title loans have ranged from $533 to $1,383, with an average of $955 across 3 loans funded. The largest recent loan was $1,383 for a 2012 Ford Focus. Your amount depends on your vehicle’s value and ability to repay.
Yes. Vehicles with high mileage regularly qualify. Near 77087, a 2008 Mazda Mazda3 with 275,000 miles on it was approved for $950. The average mileage among borrowers in this area is 140,552 miles.
We’re located in Houston, near Texas Southern University and High School for Law and Justice, with YES Prep Public Schools also nearby. Look for us at 3110 Woodridge Dr #101.
Title loans are legal and regulated in Texas under Chapter 393 of the Texas Finance Code. Lenders must be licensed by the OCCC, provide a written cost comparison disclosure before signing, and keep the total loan term, including renewals, within 180 days.
After full repayment, the lender has 10 days to release the lien with TxDMV. Electronic liens are cleared automatically once the lender files the release. Paper title releases use Form VTR-266 or a written release on the lender’s letterhead, mailed to you. If the lien is not released within 10 days of payoff, contact the OCCC at (800) 538-1579.
