Know Before You Borrow in Virginia
- Interest rate cap: 36% per year interest plus optional monthly maintenance fee up to $15/month
- Loan range: Up to $2,500 (no minimum)
- Repayment term: 6 to 24 months
- Regulated by: Virginia State Corporation Commission (SCC) – Bureau of Financial Institutions
For complete Virginia title loan regulations and consumer protections, visit our full Virginia guide.
Quick Answers About Title Loans in Glen Allen
We’re located in Glen Allen, near TLC Preschool and Reynolds Community College, with BTB Park also nearby. Look for us at 10249 Staples Mill Rd #10.
Virginia title loan costs are higher than most other borrowing options even with the 36% annual cap. Personal loans from banks and credit unions typically cost less. Understanding the full cost, including all fees shown in your written contract, before signing is essential.
The worst case is losing your vehicle. In Virginia, the lender must give at least 10 days’ written notice before the sale and allow you time to cure the default. If the sale brings in more than you owe, that surplus is returned to you. Contact your lender before missing a payment. Early communication is your best option.



