Know Before You Borrow in Texas
- Interest rate cap: No state cap on CAB fees (typical market rate: $20 per $100 per 30 days = ~243% APR); third-party lender interest capped at 10% per year
- Loan range: $500 to $10,000 (typical)
- Repayment term: Single payment (typically 30 days) or installment (typically 90-180 days)
- Regulated by: Texas Office of Consumer Credit Commissioner (OCCC)
For complete Texas title loan regulations and consumer protections, visit our full Texas guide.
Quick Answers About Title Loans in Midland
We’re located in Midland, near Heritage Preschool and Art Pour Vous, with COM Aquatics, INC. also nearby. Look for us at 4402 N Big Spring St d44.
To qualify for a car title loan in Midland, have these ready:
Your vehicle title (fully paid off or with significant equity)
A valid government-issued photo ID
Any form of proof of income
Proof of Texas residency
Your Social Security number
Approval is based on your vehicle’s value and your ability to repay. Get a free estimate online to see what you may qualify for.
Yes, you can pay off early without penalty. Texas title loans allow prepayment at any time. Paying your loan off before the scheduled end date reduces the fees and interest that accrue and lowers your total repayment amount.
