Title Loan Data for Riverview, FL
$3,408
Average Loan Amount
$800–$8,593
Loan Range
2015
Average Vehicle Year
19
Loans Funded
Based on 19 loans in Riverview from 2024 to 2025. Actual loan amounts vary based on your vehicle’s condition, mileage, your ability to repay the loan, and Florida regulations.
Actual Title Loans Funded in Riverview, FL
Actual loan amounts vary based on vehicle condition, mileage, and Florida regulations.
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2011 | Cadillac | Escalade | 334,652 | $2,068 |
| 2017 | Kia | Optima | 107,000 | $1,735 |
| 2015 | Nissan | Altima | 110,999 | $2,100 |
| 2019 | Nissan | Rogue | 65,000 | $3,365 |
| 2019 | Ford | F150 | 63,000 | $5,111 |
| 2010 | Cadillac | Escalade | 196,226 | $800 |
| 2018 | Chevrolet | Malibu | 151,000 | $3,505 |
| 2016 | Kia | Optima | 140,000 | $3,104 |
| 2006 | Hummer | H3 | 210,346 | $2,100 |
| 2018 | Chevrolet | Suburban | 200,000 | $2,753 |
Average Title Loan by Most Common Vehicles in Riverview, FL
| Vehicle Make | Avg. Vehicle Value | Avg. Loan Amount | Borrowers |
|---|---|---|---|
| Chevrolet | $9,325 | $2,944 | 3 |
| Dodge | $5,988 | $1,788 | 2 |
| Cadillac | $4,875 | $2,196 | 2 |
| Honda | $7,600 | $4,584 | 2 |
| Kia | $7,063 | $3,502 | 2 |
Based on 19 loans in Riverview from 2024 to 2025. Actual loan amounts vary based on your vehicle’s condition, mileage, your ability to repay the loan, and Florida regulations.
Did You Know? Riverview by the Numbers
What Riverview Borrowers Used Their Loan For
| # | Top Use |
|---|---|
| 1 | Critical Home Repairs (Roof, Plumbing) |
| 2 | Electric and Water Utilities |
| 3 | Emergency Medical Bills |
Based on 19 borrowers in Riverview from 2024–2025.
Unemployment Rate in Riverview, Florida
4.3% of Riverview residents are currently unemployed, compared to the Florida state average of 5.0%.
Source: U.S. Census Bureau & Bureau of Labor Statistics.
Median Household Income in Riverview, Florida
The median household income in Riverview is $100,438. About 7.5% of residents live below the federal poverty line.
Source: U.S. Census Bureau & Bureau of Labor Statistics.
Title Loan Regulations in Florida
- Interest rate cap: Tiered: 30% per year on first $2,000; 24% per year on $2,001-$3,000; 18% per year above $3,000
- Loan range: $250 to $10,000 (typical market range)
- Repayment term: 30-day term, extendable for additional 30-day periods
- Regulated by: Florida Office of Financial Regulation (OFR)
What a Title Loan Costs in Florida
| Loan Amount | Term | APR | Interest/Fees | Total Due |
|---|---|---|---|---|
| $1,000 | 30 days | 30% | $25 | $1,025 |
| $3,000 | 30 days | 28% | $69 | $3,069 |
| $5,000 | 30 days | 24% | $99 | $5,099 |
Your actual rate and payment depend on your lender and agreement. Always ask your lender for the full APR before signing.
📖 Governing law: Florida Title Loan Act, Chapter 537, Florida Statutes
See all Florida title loan rules and consumer protections on our Florida title loans page.
Title Loan Questions for Riverview, FL Residents
Florida title loans are regulated by the OFR under Chapter 537. Rate caps: 30% on the first $1,000, 24% on $1,001 to $3,000, and 18% above $3,000. Term is 30 days, extendable.
| Loan Amount | Term | APR | Interest Owed | Total Due |
| $,000 | 30 days | 30% | ~5 | ~,025 |
| $,000 | 30 days | ~28% | ~9 | ~,069 |
| $,000 | 30 days | ~24% | ~9 | ~,099 |
Actual rates and terms may vary based on the loan amount and the borrower’s specific situation.
After your last payment, the lender releases the lien electronically with the Florida DHSMV within approximately 10 business days. Your title record shows free and clear status in the DHSMV system. To receive a paper title, request one via the Florida MyDMV Portal for a small fee. Paper titles arrive within 3 to 4 weeks.
In Florida, you can verify your vehicle’s lien status by contacting the DHSMV or using their online services to look up your vehicle by VIN. If a lien appears that should have been released, contact the lienholder to request a lien release filing.
The most common reasons for denial in Riverview are low vehicle value, no clear title in the applicant’s name, insufficient income to demonstrate repayment ability, or a title with a lien that exceeds the vehicle’s worth. Credit score is rarely the reason.
In Florida, replace a lost title using Form HSMV 82101 through the DHSMV. Standard mail takes 3 to 4 weeks. For same-day service, visit a county tax collector’s office in person and request a fast title for a 0 extra fee. Once your duplicate title is issued, you can proceed with your title loan application.
Title loans are built for speed. Same-day or next-business-day funding is possible for many applicants. The key steps, application, vehicle evaluation, document review, and fund release, can often be completed within one business day. To keep things moving quickly, have your car title, photo ID, and proof of income ready before you apply.
Title loans typically offer 25% to 50% of your vehicle’s value. Florida does not set a minimum or maximum loan amount. Most borrowers in Riverview receive between $1,000 and $5,000, depending on the vehicle and income.
Yes. Title loans often come with high costs. Florida caps rates using a tiered system (30%, 24%, and 18% depending on the loan amount), but costs can still add up quickly. You should treat this as a short-term loan and plan to repay it on time.
Example:
If you borrow $3,000 in Riverview, you pay about $70 per 30-day period. If you extend the loan every month for a year, that adds up to about $840 in total charges.
