Title Loan Activity in the 95825 Area
22
Loans Funded
$4,450
Average Loan Amount
2015
Average Vehicle Year
Recent Loans Near 2419 Arden Way
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2015 | Dodge | Charger | 120,000 | $6,092 |
| 2018 | Toyota | Camry | 192,000 | $3,515 |
| 2018 | Nissan | Rogue | 150,000 | $4,284 |
| 2015 | Audi | A3 | 84,000 | $2,968 |
| 2015 | Chrysler | 200 | 150,000 | $3,672 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Toyota ($5,271 avg), Nissan ($3,725 avg), Chevrolet ($3,433 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Sacramento
The smallest recent title loan near 95825 was $2,525 for a 2020 Toyota RAV4 with 33,000 miles. Across 22 loans in this area, amounts start as low as $2,525. Your loan amount depends on your vehicle’s current market value.
Toyota is the most common vehicle among title loan borrowers in the 95825 area, with 7 loans funded. The average loan amount for a Toyota here is $5,271, with an average of 146,256 miles on the odometer.
We’re located in Sacramento, near Fremont Nursery School and Sacramento Buddhist Meditation Group, with UC Davis Continuing and Professional Education also nearby. Look for us at 2419 Arden Way.
No, a bankruptcy on your record does not automatically disqualify you. Because title loans are secured by your vehicle rather than your credit history, approval is based on your car’s value and your current ability to repay. If your bankruptcy is discharged and you have a qualifying vehicle and income, you may still be eligible.
Title loans are a higher-cost form of borrowing. Here is how they compare:
Loan Type | Typical APR Range | Credit Required
Bank personal loan | 6% to 20% | Good to excellent
Credit card | 20% to 30% | Fair to good
Car title loan (CA) | ~36% to 39.6% (capped) | Not required
If a lower-rate option is available to you, compare it carefully before choosing a title loan.
