Title Loan Activity in the 90503 Area
16
Loans Funded
$6,398
Average Loan Amount
2014
Average Vehicle Year
Recent Loans Near 20706 Earl St
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2014 | INFINITI | QX80 | 132,000 | $2,525 |
| 2019 | Mercedes-Benz | GLC | 65,581 | $6,318 |
| 2012 | Land Rover | Range Rover Sport | 101,000 | $3,015 |
| 2014 | Mercedes-Benz | GL Class | 150,000 | $5,102 |
| 2010 | INFINITI | G37 | 120,511 | $2,525 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Toyota ($9,719 avg), Mercedes-Benz ($4,118 avg), INFINITI ($2,525 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Torrance
Yes. The average vehicle year among borrowers in the 90503 area is 2014. A 2010 INFINITI G37 with 120,511 miles recently qualified for $2,525 near Torrance. Your vehicle’s condition and value matter more than its age.
The smallest recent title loan near 90503 was $2,525 for a 2017 Mazda CX-5 with 28,490 miles. Across 16 loans in this area, amounts start as low as $2,525. Your loan amount depends on your vehicle’s current market value.
We’re located in Torrance, near Torrance Unified School District and The Children’s Place Montessori School, with Chadwick School also nearby. Look for us at 20706 Earl St.
If you stop paying your title loan in Torrance, the main risk is losing your vehicle. Under California law, the lender can repossess your car without advance warning once the loan is in default. You will be notified before any sale and have the right to reclaim the vehicle by paying the outstanding balance before the sale date.
Vehicles with a salvage or branded title may still qualify for a title loan in Torrance, depending on the vehicle’s value and condition. Because salvage titles generally lower a car’s market value, approval can vary. Apply online for a quick pre-approval to see your options.
