Title Loan Activity in the 90604 Area
17
Loans Funded
$4,317
Average Loan Amount
2011
Average Vehicle Year
Recent Loans Near 12320 Valley View Ave
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2005 | Dodge | Ram 1500 | 224,000 | $2,525 |
| 2012 | Honda | CR-V | 33,302 | $3,015 |
| 2016 | Honda | Civic | 70,000 | $8,193 |
| 2015 | Honda | Accord | 105,865 | $2,525 |
| 2017 | Honda | Accord | 142,000 | $8,815 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Honda ($4,955 avg), Toyota ($3,786 avg), Nissan ($3,886 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Whittier
Yes. Vehicles with high mileage regularly qualify. Near 90604, a 2005 Toyota Sequoia with 267,916 miles on it was approved for $2,675. The average mileage among borrowers in this area is 125,437 miles.
Yes. Trucks and SUVs often qualify for higher loan amounts due to their value. Near 90604, a 2008 Toyota Tacoma with 192,557 miles was approved for $3,515. Bring your truck or SUV title to get a free estimate.
We’re located in Whittier, near YMCA of Greater Whittier and ABC Adult School, with Splash! La Mirada Regional Aquatics Center also nearby. Look for us at 12320 Valley View Ave.
No, there is no penalty for paying off early. California law prohibits prepayment penalties on title loans. You can pay off your loan at any time and only pay interest for the time you actually hold the loan.
Title loans typically offer 25% to 50% of your vehicle’s value. Most borrowers in Whittier receive between $2,500 and $10,000, depending on vehicle value and income. Loans above $10,000 are not subject to a state rate cap and can be significantly more expensive.
