Know Before You Borrow in Oklahoma
- Interest rate cap: Tiered: 32% + Federal Funds Rate per year on first $7,000; 23% + FFR on $7,001-$11,000; 20% + FFR above $11,000. Alternative: 25% flat + FFR on entire balance.
- Loan range: $1,000 to $5,000 (typical; no legal minimum or maximum)
- Repayment term: Varies by loan structure and agreement
- Regulated by: Oklahoma Department of Consumer Credit (ODCC)
For complete Oklahoma title loan regulations and consumer protections, visit our full Oklahoma guide.
Quick Answers About Title Loans in Central Oklahoma City
How Do I Find the Title Loan Office at 4224 NW 39th St?
We’re located in the Central Oklahoma City area of Oklahoma City, near Lovato’s School of BJJ & MMA and Francis Tuttle Technology Center – Reno Campus, with Oklahoma City National Memorial & Museum also nearby. Look for us at 4224 NW 39th St.
Can I keep my car?
Yes. You keep and drive your car throughout the entire loan term.
Can I apply online for a title loan in Oklahoma City?
Yes. At 5 Star Car Title Loans™, you can complete your pre-approval online for free with no obligation. In most cases, the process, including the application, remote car inspection, and signing the agreement, can be completed from home.
