Title Loan Data for Pinellas Park, FL
$1,651
Average Loan Amount
$575–$3,173
Loan Range
2012
Average Vehicle Year
10
Loans Funded
Based on 10 loans in Pinellas Park from 2024 to 2025. Actual loan amounts vary based on your vehicle’s condition, mileage, your ability to repay the loan, and Florida regulations.
Actual Title Loans Funded in Pinellas Park, FL
Actual loan amounts vary based on vehicle condition, mileage, and Florida regulations.
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2009 | Toyota | Tacoma | 250,536 | $3,173 |
| 2014 | Nissan | Altima | 198,000 | $1,198 |
| 2011 | Jeep | Patriot | 154,000 | $1,500 |
| 2011 | Ford | Escape | 159,000 | $625 |
| 2015 | Chrysler | Town & Country | 45,000 | $2,100 |
| 2013 | Hyundai | Accent | 180,000 | $725 |
| 2014 | Honda | Accord | 124,796 | $2,200 |
| 2005 | Buick | Century | 150,000 | $575 |
| 2016 | Ram | Promaster City | 154,000 | $3,093 |
| 2008 | Dodge | Grand Caravan | 178,000 | $1,325 |
Average Title Loan by Most Common Vehicles in Pinellas Park, FL
| Vehicle Make | Avg. Vehicle Value | Avg. Loan Amount | Borrowers |
|---|---|---|---|
| Buick | $975 | $575 | 1 |
| Chrysler | $7,225 | $2,100 | 1 |
| Dodge | $1,075 | $1,325 | 1 |
| Ford | $2,050 | $625 | 1 |
| Honda | $7,625 | $2,200 | 1 |
Based on 10 loans in Pinellas Park from 2024 to 2025. Actual loan amounts vary based on your vehicle’s condition, mileage, your ability to repay the loan, and Florida regulations.
Did You Know? Pinellas Park by the Numbers
What Pinellas Park Borrowers Used Their Loan For
| # | Top Use |
|---|---|
| 1 | Critical Home Repairs (Roof, Plumbing) |
| 2 | Electric and Water Utilities |
| 3 | Emergency Medical Bills |
Based on 10 borrowers in Pinellas Park from 2024–2025.
Unemployment Rate in Pinellas Park, Florida
4.6% of Pinellas Park residents are currently unemployed, compared to the Florida state average of 5.0%.
Source: U.S. Census Bureau & Bureau of Labor Statistics.
Median Household Income in Pinellas Park, Florida
The median household income in Pinellas Park is $63,432. About 12.9% of residents live below the federal poverty line.
Source: U.S. Census Bureau & Bureau of Labor Statistics.
Title Loan Regulations in Florida
- Interest rate cap: Tiered: 30% per year on first $2,000; 24% per year on $2,001-$3,000; 18% per year above $3,000
- Loan range: $250 to $10,000 (typical market range)
- Repayment term: 30-day term, extendable for additional 30-day periods
- Regulated by: Florida Office of Financial Regulation (OFR)
What a Title Loan Costs in Florida
| Loan Amount | Term | APR | Interest/Fees | Total Due |
|---|---|---|---|---|
| $1,000 | 30 days | 30% | $25 | $1,025 |
| $3,000 | 30 days | 28% | $69 | $3,069 |
| $5,000 | 30 days | 24% | $99 | $5,099 |
Your actual rate and payment depend on your lender and agreement. Always ask your lender for the full APR before signing.
📖 Governing law: Florida Title Loan Act, Chapter 537, Florida Statutes
See all Florida title loan rules and consumer protections on our Florida title loans page.
Title Loan Questions for Pinellas Park, FL Residents
In Pinellas Park, FL, your car can be repossessed if you fail to pay within 30 days after the loan’s due date. The law requires written notice before sale. You can reclaim the vehicle by paying the full balance plus fees.
No credit check is required for pre-approval or a free estimate. Approval is based primarily on your vehicle’s value and your ability to repay.
Proof of income is a requirement, but it is flexible. In Pinellas Park, accepted income documentation can include pay stubs, bank statements, Social Security or disability letters, pension award letters, and self-employment records. The goal is to show you can repay the loan.
Florida caps title loan rates: 30% on the first $1,000, 24% on $1,001 to $3,000, and 18% above $3,000. Term is 30 days, extendable by mutual agreement.
| Loan Amount | Term | APR | Interest Owed | Total Due |
| $,000 | 30 days | 30% | ~5 | ~,025 |
| $,000 | 30 days | ~28% | ~9 | ~,069 |
| $,000 | 30 days | ~24% | ~9 | ~,099 |
Actual rates and terms may vary based on the loan amount and the borrower’s specific situation.
The lender submits an electronic lien release to the Florida DHSMV, typically within 10 business days of your final payment. Your title remains electronic until you request a paper copy via the MyDMV Portal (small fee, mailed in 3 to 4 weeks).
A lien-free title means no lender has a claim against your vehicle. It is fully paid off and the title is in your name without any recorded encumbrance. This is the standard requirement to qualify for a title loan in Pinellas Park. You can verify lien-free status through the Florida DHSMV.
The most common reasons for denial in Pinellas Park are low vehicle value, no clear title in the applicant’s name, insufficient income to demonstrate repayment ability, or a title with a lien that exceeds the vehicle’s worth. Credit score is rarely the reason.
In Florida, replace a lost title using Form HSMV 82101 through the DHSMV. Standard mail takes 3 to 4 weeks. For same-day service, visit a county tax collector’s office in person and request a fast title for a 0 extra fee. Once your duplicate title is issued, you can proceed with your title loan application.
