Title Loan Activity in the 92614 Area
4
Loans Funded
$3,520
Average Loan Amount
2004
Average Vehicle Year
Recent Loans Near 17975 Sky Park Cir
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2021 | Honda | Insight | 78,500 | $5,043 |
| 1968 | Pontiac | Catalina Sedan | 253,963 | $3,715 |
| 2016 | Ford | Fusion | 91,000 | $2,525 |
| 2011 | Ford | F150 | 293,000 | $2,798 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Ford ($2,662 avg), Honda ($5,043 avg), Pontiac ($3,715 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Irvine
Yes. The average vehicle year among borrowers in the 92614 area is 2004. A 1968 Pontiac Catalina Sedan with 253,963 miles recently qualified for $3,715 near Irvine. Your vehicle’s condition and value matter more than its age.
The smallest recent title loan near 92614 was $2,525 for a 2016 Ford Fusion with 91,000 miles. Across 4 loans in this area, amounts start as low as $2,525. Your loan amount depends on your vehicle’s current market value.
We’re located in Irvine, near Bella Ballroom Dance Studio and Mathnasium, with Merage Jewish Community Center of Orange County also nearby. Look for us at 17975 Sky Park Cir.
Many vehicle types may qualify for a title loan in Irvine:
Cars, trucks, vans, and SUVs
Motorcycles
RVs and motorhomes
ATVs and powersports vehicles
Commercial trucks (case by case)
Car title loans in California are regulated by the Department of Financial Protection and Innovation (DFPI) under the California Finance Lenders Law. For loans between $2,500 and $10,000, the rate is capped at 36% APR plus the Federal Funds Rate – currently around 39.6% APR total.
Loan Amount | Term | Monthly Payment | Total Repaid
$3,000 | 24 mo | ~$177 | ~$4,252
$5,000 | 24 mo | ~$295 | ~$7,087
$9,999 | 24 mo | ~$590 | ~$14,170
Actual APR, payments, and loan terms may vary. There is no prepayment penalty – paying off early reduces your total cost.
