Know Before You Borrow in Texas
- Interest rate cap: No state cap on CAB fees (typical market rate: $20 per $100 per 30 days = ~243% APR); third-party lender interest capped at 10% per year
- Loan range: $500 to $10,000 (typical)
- Repayment term: Single payment (typically 30 days) or installment (typically 90-180 days)
- Regulated by: Texas Office of Consumer Credit Commissioner (OCCC)
For complete Texas title loan regulations and consumer protections, visit our full Texas guide.
Quick Answers About Title Loans in Amarillo
We’re located in Amarillo, near Scuba Training Center Of Amarillo and Bright Minds Academy, with Amarillo College Medi Park Campus also nearby. Look for us at 7101 Short Oaks.
Yes, your car stays in your possession for the entire loan term. A lien is recorded with the TxDMV, but you continue driving normally. You keep your keys and full use of your vehicle while you repay the loan.
To qualify for a car title loan in Amarillo, have these ready:
Your vehicle title (fully paid off or with significant equity)
A valid government-issued photo ID
Any form of proof of income
Proof of Texas residency
Your Social Security number
Approval is based on your vehicle’s value and your ability to repay. Get a free estimate online to see what you may qualify for.



