Title Loan Activity in the 78726 Area
7
Loans Funded
$2,357
Average Loan Amount
2011
Average Vehicle Year
Recent Loans Near 10815 Ranch Rd 620 N
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2019 | Ford | F250SD | 27,000 | $8,000 |
| 2002 | Ford | Explorer | 200,000 | $533 |
| 2013 | Dodge | Charger | 190,000 | $2,333 |
| 2006 | Honda | Pilot | 220,000 | $1,100 |
| 2005 | Dodge | Ram 1500 | 196,955 | $2,000 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Dodge ($2,167 avg), Ford ($4,267 avg), GMC ($2,033 avg)
Know Before You Borrow in Texas
- Interest rate cap: No state cap on CAB fees (typical market rate: $20 per $100 per 30 days = ~243% APR); third-party lender interest capped at 10% per year
- Loan range: $500 to $10,000 (typical)
- Repayment term: Single payment (typically 30 days) or installment (typically 90-180 days)
- Regulated by: Texas Office of Consumer Credit Commissioner (OCCC)
For complete Texas title loan regulations and consumer protections, visit our full Texas guide.
Quick Answers About Title Loans in Austin
Dodge is the most common vehicle among title loan borrowers in the 78726 area, with 2 loans funded. The average loan amount for a Dodge here is $2,167, with an average of 193,478 miles on the odometer.
Yes. The average vehicle year among borrowers in the 78726 area is 2011. A 2002 Ford Explorer with 200,000 miles recently qualified for $533 near Austin. Your vehicle’s condition and value matter more than its age.
We’re located in Austin, near White Rock Kenshinkan Karate Dojo and St Thomas More Preschool, with Mathnasium also nearby. Look for us at 10815 Ranch Rd 620 N.
To qualify for a car title loan in Austin, have these ready:
Your vehicle title (fully paid off or with significant equity)
A valid government-issued photo ID
Any form of proof of income
Proof of Texas residency
Your Social Security number
Approval is based on your vehicle’s value and your ability to repay. Get a free estimate online to see what you may qualify for.
Yes, you can pay off early without penalty. Texas title loans allow prepayment at any time. Paying your loan off before the scheduled end date reduces the fees and interest that accrue and lowers your total repayment amount.
