Know Before You Borrow in Louisiana
- Interest rate cap: Tiered: 36% per year on first $1,400; 27% on $1,401-$4,000; 24% on $4,001-$7,000; 21% on amounts above $7,000
- Loan range: No minimum or maximum set by state law
- Repayment term: Loan terms vary by lender and agreement; no specific statutory minimum or maximum
- Regulated by: Louisiana Office of Financial Institutions (OFI) – Non-Depository Division
For complete Louisiana title loan regulations and consumer protections, visit our full Louisiana guide.
Quick Answers About Title Loans in Metairie
Where Is the 5 Star Title Loans Near 2916 Lime St?
We’re located in Metairie, near Ray Fransen’s Drum Center and John Ryan Stadium, with Donaldson Educational Services also nearby. Look for us at 2916 Lime St.
Is a credit check required?
No credit check is required for pre-approval or a free estimate. Approval is based primarily on your vehicle’s value and your ability to repay.
Can I qualify for a title loan in Metairie without a traditional job?
Yes, you can qualify without traditional employment. Income must be verified, but many types are accepted, including government benefits, Social Security, and pension. As long as income is consistent and sufficient to support repayment, you may qualify.
