Know Before You Borrow in Florida
- Interest rate cap: Tiered: 30% per year on first $2,000; 24% per year on $2,001-$3,000; 18% per year above $3,000
- Loan range: $575 to $7,944 (typical; no legal minimum or maximum)
- Repayment term: 30-day term, extendable for additional 30-day periods
- Regulated by: Florida Office of Financial Regulation (OFR)
For complete Florida title loan regulations and consumer protections, visit our full Florida guide.
Quick Answers About Title Loans in Harmony
We’re located in the Harmony area of St Cloud, near Triple N Ranch Wildlife Management Area and Holopaw Neighborhood Park, with Herky Huffman/Bull Creek Wildlife Management Area also nearby. Look for us at 3211 Crispin Cir.







