Title Loan Activity in the 34609 Area
25
Loans Funded
$3,749
Average Loan Amount
2010
Average Vehicle Year
Recent Loans Near 14215 Powell Rd, ste 101
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2016 | Lexus | IS 200t | 90,000 | $3,856 |
| 2009 | Chevrolet | G2500 Vans | 1,166,450 | $1,735 |
| 2015 | Ford | Explorer | 140,000 | $5,111 |
| 2022 | Suzuki | Hayabusa | 7,000 | $4,107 |
| 2015 | Mercedes-Benz | C Class | 106,200 | $5,562 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Chevrolet ($2,715 avg), Mercedes-Benz ($5,033 avg), Nissan ($8,461 avg)
Know Before You Borrow in Florida
- Interest rate cap: Tiered: 30% per year on first $2,000; 24% per year on $2,001-$3,000; 18% per year above $3,000
- Loan range: $250 to $10,000 (typical market range)
- Repayment term: 30-day term, extendable for additional 30-day periods
- Regulated by: Florida Office of Financial Regulation (OFR)
For complete Florida title loan regulations and consumer protections, visit our full Florida guide.
Quick Answers About Title Loans in Spring Hill
Yes. Trucks and SUVs often qualify for higher loan amounts due to their value. Near 34609, a 2015 Ford Explorer with 140,000 miles was approved for $5,111. Bring your truck or SUV title to get a free estimate.
In the 34609 area, title loans have ranged from $500 to $15,317, with an average of $3,749 across 25 loans funded. The largest recent loan was $15,317 for a 2019 Nissan Rogue. Your amount depends on your vehicle’s value and ability to repay.
We’re located in Spring Hill, near Inspire Studios and Adventures in Music | Music Lessons, with Pitter Patter Kids Preschool also nearby. Look for us at 14215 Powell Rd, ste 101.
Yes, title loans are legal in Florida, regulated by the Florida OFR under the Florida Title Loan Act (Chapter 537). Lenders must be licensed. Key borrower protections include tiered rate caps, no prepayment penalty, required disclosure of all costs, and the right to partial payments. Verify any lender at flofr.gov before borrowing.
After your final payment, the lender releases the lien electronically with the Florida DHSMV, typically within 10 business days. Florida titles are mostly electronic, so no paper document is sent automatically. If you want a paper title, request one through the Florida MyDMV Portal for a small fee. Paper titles are generally mailed within 3 to 4 weeks.
