Title Loan Activity in the 75070 Area
18
Loans Funded
$3,540
Average Loan Amount
2011
Average Vehicle Year
Recent Loans Near 6661 S Custer Rd
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2006 | Honda | Odyssey | 300,000 | $1,733 |
| 2013 | Ford | Explorer | 137,000 | $5,125 |
| 2017 | Nissan | Altima | 220,000 | $2,833 |
| 2015 | Toyota | Camry | 281,952 | $2,300 |
| 2016 | Hyundai | Elantra | 115,928 | $433 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Ford ($4,294 avg), Hyundai ($2,089 avg), Toyota ($2,905 avg)
Know Before You Borrow in Texas
- Interest rate cap: No state cap on CAB fees (typical market rate: $20 per $100 per 30 days = ~243% APR); third-party lender interest capped at 10% per year
- Loan range: $500 to $10,000 (typical)
- Repayment term: Single payment (typically 30 days) or installment (typically 90-180 days)
- Regulated by: Texas Office of Consumer Credit Commissioner (OCCC)
For complete Texas title loan regulations and consumer protections, visit our full Texas guide.
Quick Answers About Title Loans in McKinney
The smallest recent title loan near 75070 was $383 for a 2003 Jeep Liberty with 171,000 miles. Across 18 loans in this area, amounts start as low as $383. Your loan amount depends on your vehicle’s current market value.
Ford is the most common vehicle among title loan borrowers in the 75070 area, with 4 loans funded. The average loan amount for a Ford here is $4,294, with an average of 139,883 miles on the odometer.
We’re located in McKinney, near Allen Community Ice Rink and Primrose School of Eldorado, with Cottonwood Creek Church also nearby. Look for us at 6661 S Custer Rd.
Title loans are legal and regulated in Texas under Chapter 393 of the Texas Finance Code. Lenders must be licensed by the OCCC, provide a written cost comparison disclosure before signing, and keep the total loan term, including renewals, within 180 days.
After full repayment, the lender has 10 days to release the lien with TxDMV. Electronic liens are cleared automatically once the lender files the release. Paper title releases use Form VTR-266 or a written release on the lender’s letterhead, mailed to you. If the lien is not released within 10 days of payoff, contact the OCCC at (800) 538-1579.
