Know Before You Borrow in Florida
- Interest rate cap: Tiered: 30% per year on first $2,000; 24% per year on $2,001-$3,000; 18% per year above $3,000
- Loan range: $250 to $10,000 (typical market range)
- Repayment term: 30-day term, extendable for additional 30-day periods
- Regulated by: Florida Office of Financial Regulation (OFR)
For complete Florida title loan regulations and consumer protections, visit our full Florida guide.
Quick Answers About Title Loans in Orlando
We’re located in Orlando, near Divers Direct and Rosen College of Hospitality Management, with DAVE School of Digital Arts also nearby. Look for us at 6650 Hoffner Ave B.
Yes, you keep driving your car throughout the entire loan term. A lien is placed on the title, not physical possession of your vehicle. Your keys stay with you and your daily routine stays the same. Just keep up with payments, and once the loan is paid off, you get your title back.
Yes. Bad credit does not prevent you from getting a title loan in Orlando. Title loans are specifically built for borrowers with poor credit who have been turned away by traditional lenders. Because your vehicle secures the loan, approval is based on what your car is worth and whether you can demonstrate income to repay. A low credit score is not a barrier to applying.
