Title Loan Data for Redlands, CA
$5,090
Average Loan Amount
$500–$46,534
Loan Range
2015
Average Vehicle Year
7,471
Loans Funded
Based on 7,471 loans in Redlands from 2024 to 2025. Actual loan amounts vary based on your vehicle’s condition, mileage, your ability to repay the loan, and California regulations.
Actual Title Loans Funded in Redlands, CA
Actual loan amounts vary based on vehicle condition, mileage, and California regulations.
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2019 | Hyundai | Kona | 122,306 | $4,925 |
| 2021 | Tesla | Model 3 | 96,500 | $3,591 |
| 2012 | Mercedes-Benz | M Class | 209,000 | $3,605 |
| 2018 | Nissan | Rogue Sport | 65,000 | $7,334 |
| 2012 | Ford | Mustang | 96,980 | $6,315 |
| 2017 | Honda | Civic | 152,842 | $2,525 |
| 2019 | Toyota | Tacoma | 100,000 | $5,143 |
| 2018 | Nissan | Maxima | 125,000 | $4,543 |
| 2019 | Honda | Accord | 160,000 | $8,895 |
| 2019 | Toyota | Highlander | 138,000 | $4,320 |
Average Title Loan by Most Common Vehicles in Redlands, CA
| Vehicle Make | Avg. Vehicle Value | Avg. Loan Amount | Borrowers |
|---|---|---|---|
| Toyota | $11,346 | $5,177 | 1351 |
| Honda | $10,883 | $4,864 | 871 |
| Chevrolet | $11,218 | $5,145 | 787 |
| Ford | $10,293 | $5,236 | 676 |
| Nissan | $7,990 | $4,188 | 476 |
Based on 7,471 loans in Redlands from 2024 to 2025. Actual loan amounts vary based on your vehicle’s condition, mileage, your ability to repay the loan, and California regulations.
Did You Know? Redlands by the Numbers
What Redlands Borrowers Used Their Loan For
| # | Top Use |
|---|---|
| 1 | Electric and Water Utilities |
| 2 | Emergency Medical Bills |
| 3 | Gas and Transportation Costs |
Based on 7,471 borrowers in Redlands from 2024–2025.
Unemployment Rate in Redlands, California
5.5% of Redlands residents are currently unemployed, compared to the California state average of 7.1%.
Source: U.S. Census Bureau & Bureau of Labor Statistics.
Median Household Income in Redlands, California
The median household income in Redlands is $105,041. About 9.1% of residents live below the federal poverty line.
Source: U.S. Census Bureau & Bureau of Labor Statistics.
Title Loan Regulations in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
What a Title Loan Costs in California
| Loan Amount | Term | APR | Interest/Fees | Total Due |
|---|---|---|---|---|
| $3,000 | 24 months | 36% | $1,252 | $4,252 |
| $5,000 | 24 months | 36% | $2,087 | $7,087 |
| $9,999 | 24 months | 36% | $4,171 | $14,170 |
Your actual APR also includes the Federal Funds Rate (3.64% as of February 2026), making the current cap about 39.6%. Loans over $10,000 have no state rate cap. Always make sure your lender shows you the exact APR before signing.
📖 Governing law: California Finance Lenders Law (Cal. Fin. Code §§ 22000 to 22780)
See all California title loan rules and consumer protections on our California title loans page.
Title Loan Questions for Redlands, CA Residents
Yes, it may still be possible to get a title loan in Redlands, CA if there is a lien on your vehicle. Eligibility depends on the remaining loan balance and the current value of the car. If there is enough equity in the vehicle, some applications may still qualify.
With a car title loan in Redlands, you use your vehicle’s equity to borrow – not your credit score. The lender holds your title as security while you keep driving. You repay in fixed monthly payments over a 12-to-60-month term. When the loan is paid off, you get your title back. In California, rates and terms are regulated by the DFPI.
Having an existing auto loan does not automatically disqualify you in Redlands. If your car’s market value is considerably higher than your remaining balance, there may be enough equity to qualify. For example, if your car is worth $15,000 and you owe $,000, that gap may be sufficient. Get a free estimate to find out.
Most pre-approvals take about 30 minutes. Funding may be available the same day if completed before 2 PM⁸.
Yes. You keep and drive your car throughout the entire loan term.
In many cases, a full in-person inspection is not required. You can submit your vehicle details and photos online for an initial evaluation. Funds can always be arranged without an in-person visit. Get a free estimate online to get started.
Car title loans and bank loans differ in a few key ways. Bank loans require good credit and take longer to process. Title loans in Redlands are faster and do not rely on credit history – but they carry higher interest rates and your vehicle is at risk if the loan is not repaid.
Yes, title loans are legal in California. They are regulated by the California Department of Financial Protection and Innovation (DFPI) under the California Finance Lenders Law. This means rate caps, banned rollover loans, capped late fees, and required licensing for all lenders.
