Know Before You Borrow in Texas
- Interest rate cap: No state cap on credit access business fees (reported range $18.15 to $20.42 per $100 per 30 days = 221% to 248% APR, OCCC Q4 2025); third-party lender interest capped at 10% per year
- Loan range: $500 to $10,000 (typical)
- Repayment term: Single payment (typically 30 days) or installment (typically 90-180 days)
- Regulated by: Texas Office of Consumer Credit Commissioner (OCCC)
For complete Texas title loan regulations and consumer protections, visit our full Texas guide.
Quick Answers About Title Loans in Galveston
How Do I Find the Title Loan Office at 6228 Broadway St?
We’re located in Galveston, near Seibel Student Services Center (SSSC) and Childrens Coalition, with A is for Apple Childcare & Learning Center also nearby. Look for us at 6228 Broadway St.
