Title Loan Activity in the 93312 Area
25
Loans Funded
$5,632
Average Loan Amount
2015
Average Vehicle Year
Recent Loans Near 9356 Shellabarger Rd
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2012 | Dodge | Challenger | 148,740 | $4,015 |
| 2016 | Mercedes-Benz | S-Class | 56,000 | $7,015 |
| 2007 | Toyota | Tundra | 142,140 | $6,015 |
| 2019 | Honda | CR-V | 76,400 | $10,615 |
| 2014 | Toyota | Camry | 180,000 | $3,375 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Honda ($5,332 avg), Chevrolet ($3,360 avg), Toyota ($5,135 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Bakersfield
The smallest recent title loan near 93312 was $2,525 for a 2016 Nissan Versa with 70,000 miles. Across 25 loans in this area, amounts start as low as $2,525. Your loan amount depends on your vehicle’s current market value.
Honda is the most common vehicle among title loan borrowers in the 93312 area, with 5 loans funded. The average loan amount for a Honda here is $5,332, with an average of 118,765 miles on the odometer.
We’re located in Bakersfield, near ASK Academy Family & Education Center, LLC and Mrs. Jen’s Child Care, with Bakersfield Brazilian Jiu also nearby. Look for us at 9356 Shellabarger Rd.
If you cannot repay your title loan in Bakersfield, here is what California law allows and requires:
Repossession without advance warning once the loan is in default
Notification to you before any sale of the vehicle
Right to reclaim the car by paying the outstanding balance before the sale
Vehicles with a salvage or branded title may still qualify for a title loan in Bakersfield, depending on the vehicle’s value and condition. Because salvage titles generally lower a car’s market value, approval can vary. Apply online for a quick pre-approval to see your options.
