Title Loan Activity in the 70503 Area
4
Loans Funded
$1,136
Average Loan Amount
2012
Average Vehicle Year
Recent Loans Near 3203 Johnston St
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2015 | Nissan | Sentra | 120,000 | $1,300 |
| 2006 | Chrysler | 300 | 155,000 | $300 |
| 2012 | Chevrolet | Equinox | 179,000 | $1,000 |
| 2013 | Ford | Fusion | 150,000 | $1,942 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Chevrolet ($1,000 avg), Chrysler ($300 avg), Ford ($1,942 avg)
Know Before You Borrow in Louisiana
- Interest rate cap: Tiered: 36% per year on first $1,400; 27% on $1,401-$4,000; 24% on $4,001-$7,000; 21% on amounts above $7,000
- Loan range: No minimum or maximum set by state law
- Repayment term: Loan terms vary by lender and agreement; no specific statutory minimum or maximum
- Regulated by: Louisiana Office of Financial Institutions (OFI) – Non-Depository Division
For complete Louisiana title loan regulations and consumer protections, visit our full Louisiana guide.
Quick Answers About Title Loans in Lafayette
Yes. The average vehicle year among borrowers in the 70503 area is 2012. A 2006 Chrysler 300 with 155,000 miles recently qualified for $300 near Lafayette. Your vehicle’s condition and value matter more than its age.
In the 70503 area, title loans have ranged from $300 to $1,942, with an average of $1,136 across 4 loans funded. The largest recent loan was $1,942 for a 2013 Ford Fusion. Your amount depends on your vehicle’s value and ability to repay.
We’re located in Lafayette, near Burk Baker School of Real Estate & Appraising and The Little Gym of Lafayette, with For My Child Learning Center also nearby. Look for us at 3203 Johnston St.
You can complete the entire process online or over the phone. Submit your vehicle title details, photo ID, income documents, and vehicle photos through a secure online platform. Funds are typically delivered electronically once approved and documents are finalized.
The most common disqualifying factors are: a title in someone else’s name, existing liens on the Louisiana OMV certificate, no proof of any income source, or not residing in Louisiana.
