Title Loan Activity in the 95123 Area
16
Loans Funded
$8,620
Average Loan Amount
2016
Average Vehicle Year
Recent Loans Near 463 Blossom Hill Rd
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2018 | Lexus | ES 300h | 106,401 | $16,016 |
| 2019 | BMW | 5-Series | 168,000 | $4,869 |
| 2016 | INFINITI | QX60 | 109,000 | $4,805 |
| 2017 | Porsche | Cayenne | 61,000 | $14,915 |
| 2011 | Mini | Cooper | 60,400 | $2,525 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Honda ($9,072 avg), Toyota ($9,811 avg), Lexus ($15,466 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in San Jose
Yes. Trucks and SUVs often qualify for higher loan amounts due to their value. Near 95123, a 2015 Toyota 4Runner with 148,000 miles was approved for $10,015. Bring your truck or SUV title to get a free estimate.
In the 95123 area, title loans have ranged from $2,525 to $16,016, with an average of $8,620 across 16 loans funded. The largest recent loan was $16,016 for a 2018 Lexus ES 300h. Your amount depends on your vehicle’s value and ability to repay.
We’re located in San Jose, near Comprehensive Athletic Training and Challenger School – Shawnee, with The Little Gym of San Jose (South) also nearby. Look for us at 463 Blossom Hill Rd.
If you pay off your title loan early in San Jose, nothing negative happens. California law bans prepayment penalties. You simply stop accruing interest and the lien is released. Early payoff saves you money.
Title loans typically offer 25% to 50% of your vehicle’s value. Most borrowers in San Jose receive between $2,500 and $10,000, depending on vehicle value and income. Loans above $10,000 are not subject to a state rate cap and can be significantly more expensive.
