Title Loan Activity in the 32904 Area
13
Loans Funded
$3,668
Average Loan Amount
2014
Average Vehicle Year
Recent Loans Near 55 SW Irwin Ave
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2023 | Chevrolet | Tahoe | 50,000 | $7,620 |
| 2014 | Jeep | Wrangler | 120,000 | $3,587 |
| 2018 | Toyota | Camry | 123,017 | $6,315 |
| 2018 | Ford | F150 | 197,000 | $3,104 |
| 2020 | Harley-Davidson | FLHXSE CVO Street Glide | 12,019 | $4,107 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Ford ($2,226 avg), Chevrolet ($4,096 avg), Toyota ($4,225 avg)
Know Before You Borrow in Florida
- Interest rate cap: Tiered: 30% per year on first $2,000; 24% per year on $2,001-$3,000; 18% per year above $3,000
- Loan range: $250 to $10,000 (typical market range)
- Repayment term: 30-day term, extendable for additional 30-day periods
- Regulated by: Florida Office of Financial Regulation (OFR)
For complete Florida title loan regulations and consumer protections, visit our full Florida guide.
Quick Answers About Title Loans in West Melbourne
Yes. Vehicles with high mileage regularly qualify. Near 32904, a 2013 Chevrolet Equinox with 240,000 miles on it was approved for $2,575. The average mileage among borrowers in this area is 120,558 miles.
Yes. Trucks and SUVs often qualify for higher loan amounts due to their value. Near 32904, a 2023 Chevrolet Tahoe with 50,000 miles was approved for $7,620. Bring your truck or SUV title to get a free estimate.
We’re located in West Melbourne, near Three Forks Marsh, Thomas O. Lawton Recreation Area and Fred Poppe Regional Park, with Palm Bay Regional Dog Park also nearby. Look for us at 55 SW Irwin Ave.
No, you do not need good credit to qualify. Title loans are specifically designed for borrowers with poor or limited credit. Approval in West Melbourne is based on your vehicle’s value and your ability to repay, not your credit score. That is why title loans are a practical option for people banks have turned down. Get a free estimate to find out where you stand.
Title loans are built for speed. Same-day or next-business-day funding is possible for many applicants. The key steps, application, vehicle evaluation, document review, and fund release, can often be completed within one business day. To keep things moving quickly, have your car title, photo ID, and proof of income ready before you apply.
