Title Loan Data for Woodland Hills, CA
$5,090
Average Loan Amount
$500–$46,534
Loan Range
2015
Average Vehicle Year
7,471
Loans Funded
Based on 7,471 loans in Woodland Hills from 2024 to 2025. Actual loan amounts vary based on your vehicle’s condition, mileage, your ability to repay the loan, and California regulations.
Actual Title Loans Funded in Woodland Hills, CA
Actual loan amounts vary based on vehicle condition, mileage, and California regulations.
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2019 | Hyundai | Kona | 122,306 | $4,925 |
| 2021 | Tesla | Model 3 | 96,500 | $3,591 |
| 2012 | Mercedes-Benz | M Class | 209,000 | $3,605 |
| 2018 | Nissan | Rogue Sport | 65,000 | $7,334 |
| 2012 | Ford | Mustang | 96,980 | $6,315 |
| 2017 | Honda | Civic | 152,842 | $2,525 |
| 2019 | Toyota | Tacoma | 100,000 | $5,143 |
| 2018 | Nissan | Maxima | 125,000 | $4,543 |
| 2019 | Honda | Accord | 160,000 | $8,895 |
| 2019 | Toyota | Highlander | 138,000 | $4,320 |
Average Title Loan by Most Common Vehicles in Woodland Hills, CA
| Vehicle Make | Avg. Vehicle Value | Avg. Loan Amount | Borrowers |
|---|---|---|---|
| Toyota | $11,346 | $5,177 | 1351 |
| Honda | $10,883 | $4,864 | 871 |
| Chevrolet | $11,218 | $5,145 | 787 |
| Ford | $10,293 | $5,236 | 676 |
| Nissan | $7,990 | $4,188 | 476 |
Based on 7,471 loans in Woodland Hills from 2024 to 2025. Actual loan amounts vary based on your vehicle’s condition, mileage, your ability to repay the loan, and California regulations.
Title Loan Regulations in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
What a Title Loan Costs in California
| Loan Amount | Term | APR | Interest/Fees | Total Due |
|---|---|---|---|---|
| $3,000 | 24 months | 36% | $1,252 | $4,252 |
| $5,000 | 24 months | 36% | $2,087 | $7,087 |
| $9,999 | 24 months | 36% | $4,171 | $14,170 |
Your actual APR also includes the Federal Funds Rate (3.64% as of February 2026), making the current cap about 39.6%. Loans over $10,000 have no state rate cap. Always make sure your lender shows you the exact APR before signing.
📖 Governing law: California Finance Lenders Law (Cal. Fin. Code §22000–22780)
See all California title loan rules and consumer protections on our California title loans page.
Title Loan Questions for Woodland Hills, CA Residents
Many types of income are accepted for a title loan in Woodland Hills:
Social Security benefits
Disability payments
Pension or retirement income
Unemployment benefits
Self-employment or freelance income
5 Star Car Title Loans estimates your vehicle’s value in Woodland Hills using standard auto market tools and the following factors:
Year, make, model
Mileage
Vehicle condition (interior, exterior, mechanical)
Modifications or special features
Higher value, lower mileage, and good condition all work in your favor when determining how much you can borrow.
There are no restrictions on how you use your title loan funds in Woodland Hills. Borrowers commonly use them for:
Rent or mortgage payments
Utility bills
Car repairs
Medical expenses
Other unexpected costs
Because title loans carry higher interest rates, they are best suited for short-term emergency needs.
If you stop paying your title loan in Woodland Hills, the lender may repossess your vehicle. California allows repossession without advance warning once the loan is in default. You will be notified before any sale and have the right to reclaim the vehicle by paying the balance owed before the sale date.
The entire process starts online in Woodland Hills. No branch visit required to get started. Submit your application, share your vehicle information and required documents, and receive a decision. Get a free estimate online to see your options.
You will need a valid title in your name to complete a title loan. If yours is lost, you can request a duplicate from the California DMV using Form REG 227. You may be able to start the pre-approval process while you wait.
No, you do not need good credit. Title loan approval in Woodland Hills is based mainly on your vehicle’s value and your ability to repay – not your credit score. Many applicants with low or damaged credit still qualify.
To qualify for a car title loan in Woodland Hills, have these ready:
Your vehicle title (paid off or with some equity remaining)
A valid government-issued photo ID
Proof of income in any form
Proof of California residency
Your Social Security number
Get a free estimate online to see what your vehicle qualifies for.
