Title Loans at 7101 Short Oaks, Amarillo

Know Before You Borrow in Texas

• Interest rate cap: No state cap on credit access business fees (reported range $18.15 to $20.42 per $100 per 30 days = 221% to 248% APR, OCCC Q4 2025); third-party lender interest capped at 10% per year
• Loan range: $300 to $6,033 (typical; no legal minimum or maximum)
• Repayment term: Single payment (typically 30 days) or installment (typically 90-180 days)
• Regulated by: Texas Office of Consumer Credit Commissioner (OCCC)

For complete Texas title loan regulations and consumer protections, visit our full Texas guide.