Know Before You Borrow in Texas
- Interest rate cap: No state cap on credit access business fees (reported range $18.15 to $20.42 per $100 per 30 days = 221% to 248% APR, OCCC Q4 2025); third-party lender interest capped at 10% per year
- Loan range: $500 to $10,000 (typical)
- Repayment term: Single payment (typically 30 days) or installment (typically 90-180 days)
- Regulated by: Texas Office of Consumer Credit Commissioner (OCCC)
For complete Texas title loan regulations and consumer protections, visit our full Texas guide.
Quick Answers About Title Loans in Amarillo
We’re located in Amarillo, near Scuba Training Center Of Amarillo and Bright Minds Academy, with Amarillo College Medi Park Campus also nearby. Look for us at 7101 Short Oaks.
